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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Very good, highly recommended to others

Very good, highly recommended to others Reviewed on: 26th May 2024

Easy to use and understand.

Easy to use and understand. Convenient for big purchases. Gives you time to pay however you want . Reviewed on: 26th May 2024

Superb PayPal

Good experience . Always helps with credit Reviewed on: 26th May 2024

Credit when you need it during those busy months

Credit when you need it during those busy months Reviewed on: 26th May 2024

great two years

It has been a great 2 years with Paypal using it has made my life a lot easier. I will be using it for the foreseeable future. Reviewed on: 26th May 2024

PayPal credit has been a convenient, secure way to b...

PayPal credit has been a convenient, secure way to buy products at many retailers. Helpful when you need essential things but don't have any cashflow Reviewed on: 26th May 2024

Used PayPal credit a few times for different reasons...

Used PayPal credit a few times for different reasons—works fine. Reviewed on: 26th May 2024

Best way to pay

Always reliable! Best way to pay Reviewed on: 26th May 2024

Great experience, I am using paypal for last 5 years...

Great experience, I am using paypal for last 5 years and it's always great in every situations. Reviewed on: 26th May 2024

Credit is available and no interest paid if paid wit...

Credit is available and no interest paid if paid with 3 month a helping hand during this financial hard times Reviewed on: 26th May 2024

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