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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57535 reviews)

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4.91

Based on 57,535 reviews, last reviewed 8th Apr 2026

621600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is my go-to credit option I have been using PayPal since it was created. I have always chose the option to use PayPal for certain purchases, mainly for safety and security re... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57535)

Years of good service.

I’ve used PayPal for many years and the service has always been good. The pay in 3 feature is a great way to break up a purchase into more manageable lumps. Reviewed on: 4th June 2024

Never had issues with paypal always good

Never had issues with paypal always good Reviewed on: 4th June 2024

No hassle to use.

No hassle to use. Prompt refund when a hotel booking was cancelled unexpectedly. Reviewed on: 4th June 2024

Good, interest not as high as other lending companies.

Good, interest not as high as other lending companies. Always replied with good customer service in my experience. App could be updated slightly, but overall it is user friendly Reviewed on: 4th June 2024

safe online payments

Great way to pay for goods online safely! Reviewed on: 4th June 2024

Excellent product offered in a user friendly applica...

Excellent product offered in a user friendly application. Resolve problems promptly. Reviewed on: 4th June 2024

I use PayPal Credit quite often,it's very useful for...

I use PayPal Credit quite often,it's very useful for buying things that I wouldn't normally buy,as I can't afford a( large one of payment )so it really helps,spreading the cost,thank you for giving me the opportunity to do so. Reviewed on: 4th June 2024

First credit I've used.

First credit I've used. It was a good introduction to safely using credit when I was younger and gave me a better understanding of how it works. Incremental credit limit increases are helpful with option to decline them also if not required. Reviewed on: 4th June 2024

Positive experience with no issues so far.

Positive experience with no issues so far. Reviewed on: 4th June 2024

Customer service was excellent, interest rates very...

Customer service was excellent, interest rates very good or zero, peace of mind when purchasing. Easy to use and easy to find account balance excellent. Reviewed on: 4th June 2024

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