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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180915)

Excellent website that is easy to navigate.

5
Excellent website that is easy to navigate. Reviewed on: 16th June 2026

I highly recommend PayPal.

5
I highly recommend paypal to family, because of the pay in 3, it helps spread the cost without interested especially when you have a monthly income Reviewed on: 16th June 2026

Best money app ever, easy to use, secure and very go...

5
Best money app ever, easy to use, secure and very good customer service. The support team always resolve any issues with external seller. Reviewed on: 16th June 2026

Excellent

5
Excellent service, always manage to talk to someone on the phone if needed. Reviewed on: 16th June 2026

Excellent service for all day shopping

5
Excellent service for all day shopping Reviewed on: 16th June 2026

Would def recommend!

5
I’m very happy with every transaction I have made:) Reviewed on: 16th June 2026

Easy to use

5
Easy to use and very good clear information. Reviewed on: 16th June 2026

Financial Flexibility

5
PayPal credit has allowed me financial flexibility without having to worry about interest rates or paying immediately. It also enabled me plan a vacation in advance as I was able to buy tickets ahead of time. Reviewed on: 16th June 2026

Very easy to use site and clear communication

5
Very easy to use site and clear communication Reviewed on: 16th June 2026

Flexible credit with easy terms

5
Used Paypal credit to replace a boiler. Easy terms and can clear the account early without any penalty Reviewed on: 16th June 2026

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