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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,594 reviews, last reviewed 8th Apr 2026
627200% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Perfect and safe way Perfect and safe way to pay very easy to set up Reviewed on: 8th April 2026
Monix's avatar
Monix

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57594)

Brilliant!

5
Brilliant! Everything simple and as flexible as you need. Reviewed on: 4th June 2024
Jan 's avatar
Jan

PayPal helping fraudsters

5
I reported a transaction to PayPal and even after I provided all the evidence to PayPal, they decided against me. So, now because of some idiots from PayPal someone else is enjoying my money. Reviewed on: 4th June 2024
Bogdan N's avatar
Bogdan N

A good credit card

5
I have been with PayPal for more than 10 years, and I'm very happy with the company. Reviewed on: 4th June 2024
Mariana A's avatar
Mariana A

i am very happy I am using paypal

5
i am very happy I am using paypal Reviewed on: 4th June 2024
Askor A's avatar
Askor A

So easy to use and manage repayments

5
So easy to use and manage repayments Reviewed on: 4th June 2024
Jessica M's avatar
Jessica M

Good company.

5
Good company. Good interest rate Reviewed on: 4th June 2024
Craig S's avatar
Craig S

User friendly, competitive interest rates and timely...

5
User friendly, competitive interest rates and timely reminders for repayments Reviewed on: 4th June 2024
David C's avatar
David C

Simple credit solution

5
Very helpful way of spreading the cost of a new laptop. The process was simple and the credit immediate Reviewed on: 4th June 2024
Dave O's avatar
Dave O

PayPal is Excellent

5
I trust PayPal and very easy to use Reviewed on: 4th June 2024
Linda E's avatar
Linda E

Very easy and intuitive to use, great service

5
Very easy and intuitive to use, great service Reviewed on: 4th June 2024
Stephen S's avatar
Stephen S

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