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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Easy and secure falixable payment and friendly staff

Easy and secure falixable payment and friendly staff Reviewed on: 26th May 2024

I have been using PayPal since 2015, it is a safe an...

I have been using PayPal since 2015, it is a safe and quality service, I recommend it with confidence. Reviewed on: 26th May 2024

Could not want for anything more!

Could not want for anything more! Easy to use! I don’t know where I would be without PayPal Reviewed on: 26th May 2024

Very useful, good thing is no interest if you pay in...

Very useful, good thing is no interest if you pay in 4 months but must be longer than this period I’m very happy with my Paypal and PayPal credit Reviewed on: 26th May 2024

Very good experience with Paypal

Very good experience with Paypal Reviewed on: 26th May 2024

Very easy to use, great for no interest and paying l...

Very easy to use, great for no interest and paying larger amounts in a flexible way. Reviewed on: 26th May 2024

I Use PayPal credit to finance small purchases.

I Use PayPal credit to finance small purchases. the pay in 3 or 4 months is great. Reviewed on: 26th May 2024

Reliable and always there

Great Customer Service!! You can sleep easy when using Paypal and feel looked after and knowing your hard earned money is protected. Reliable and always there when you need with amazing customer assistance and support Reviewed on: 26th May 2024

I love the chance of paying in 3 and the PayPal cred...

I love the chance of paying in 3 and the PayPal credit is amazing hiving the opportunity to pay as much as you like each week or monthly but having the 4 months to pay no interest is even better . I prefer PayPal options over my credit card. Reviewed on: 26th May 2024

Reliability

I will definetdly keep using the service, really helpful Reviewed on: 26th May 2024

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