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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180917)

PayPal Credit the safest way to buy online products

5
I've been using PayPal Credit for the last 12 months and think this is the safest way to purchase items as if there are any discrepancy with the order, PayPal deal with th8snon your behalf. Brilliant service Reviewed on: 16th June 2026

I'm thrilled.

5
I'm thrilled. Thanks to PayPal, I have so many more options. Reviewed on: 16th June 2026

Great company, accepted in lots of places for payment.

5
Great company, accepted in lots of places for payment. Easy to control your account online, and can be linked to your phone wallet for convenience. I have been using them for a long time and have had no issues. Reviewed on: 16th June 2026

I’ve used PayPal for many years and I particularly l...

5
I’ve used PayPal for many years and I particularly love the interest free pay in 3 option. As I feel like it’s allowing me to purchase items I might not have the money readily available for but I know it will be paid in 3 manageable interest free instalments Reviewed on: 16th June 2026

Easy and reliable.

5
Easy and reliable. Very any issues and my go to Reviewed on: 16th June 2026

The best

5
Friendly helpful up to date with all transactions Reviewed on: 16th June 2026

Great but can't find my recent transaction on PayPal.

4
Great but can't find my recent transaction on PayPal. Reviewed on: 16th June 2026

Use the PayPal system a lot for lots of different tr...

4
Use the PayPal system a lot for lots of different transactions Reviewed on: 16th June 2026

I am very happy with the service provided from Pay P...

5
I am very happy with the service provided from Pay Pal Credit and I wish you all the best! Reviewed on: 16th June 2026

My experience with PayPal is nothing short of fantas...

5
My experience with PayPal is nothing short of fantastic. Not only is the app easy to use and navigate, but it makes life easier and definitely more convenient when it comes to making transactions, purchasing or sending family members money when needed. The features the app has to offer exceeds my expectations. This included the ‘Pay in 3’ which has been a life saver in multiple scenarios. The Paypal Credit which in itself is a lifeguard in destitute moments and importantly, the instant withdrawals straight to my personal bank. I can gladly say I have no faults when it comes to PayPal and have only positive remarks to make. Reviewed on: 16th June 2026

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