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PayPal: PayPal Credit reviews

4.91
Based on 57,648 reviews, last reviewed 8th Apr 2026
632100% increase in 5 star reviews
in the past 90 days
1900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I choose to use PayPal because of the availability o... I choose to use PayPal because of the availability of Pay in 3 which helps my household to better budget. PayPal is also very quick to solve problems ... Read more Reviewed on: 8th April 2026
Nina D's avatar
Nina D

Latest lowest rating:

1

Paypal Credit damanged my credit over about £6. Accidentally put a few pounds on my PayPal Credit account (didn’t know, was a mistake). I missed the payment deadline because of that, and by the time... Read more Reviewed on: 8th April 2026
Craig's avatar
Craig

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57648)

PayPal has been an essential part of my financial co...

5
PayPal has been an essential part of my financial commitment. The convenience, easy in app navigation and great customer service has been nothing short of good. Reviewed on: 4th June 2024

I like the protection from payments paypal provides.

5
I like the protection from payments paypal provides. Makes me feel secure when buying products and services, knowing that Paypal has my back. Reviewed on: 4th June 2024

Excellent customer services.

5
Excellent customer services. Very professional service Reviewed on: 4th June 2024

Good to use a company I trust with my purchases...

5
Good to use a company I trust with my purchases Reviewed on: 4th June 2024

Been using PayPal for years!

5
Not often had to use customer service, but whe I have the experience has been good. The ease of being able to pay and receive money via PayPal is so simple and easy. Reviewed on: 4th June 2024

Helpful, easy to use service and good customer servi...

5
Helpful, easy to use service and good customer service support. Reviewed on: 4th June 2024

Great value

5
PayPal offers a flexible way to out jade goods and spread the cost which is important in todays world. Reviewed on: 4th June 2024

Super quick & easy.

5
Super quick & easy. Flexible really couldn’t reccomend it enough. Reviewed on: 4th June 2024

Easy to use and offers peace of mind

5
Easy to use when shopping with online vendors who have PayPal as an option. Love the interest free offers PayPal offer on large purchases and money saving deals from time to time. PayPal credit is often my go to instead of my credit card as it offers a flexible payment option and I'm protected by PayPal's buyer's protection scheme for extra peace of mind. Reviewed on: 4th June 2024

Easy payment options to suit needs flexibility payme...

5
Easy payment options to suit needs flexibility payments available great amount available on credit Reviewed on: 4th June 2024

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