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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Its been a wonderful journey

Its been a wonderful journey in the many years I have been using PayPal. I can say it's a match made in heaven. I have not had a single negative experience. It is convenient for payment online without having to disclose your data with every organisation you buy from, I find that comforting. Reviewed on: 27th May 2024

I find it useful practical

I find it useful & easy to use when buying Reviewed on: 27th May 2024

smooth payment experience

smooth payment experience and less chances of fraudulent transactions Reviewed on: 27th May 2024

Buy now pay later has helped me and my other half im...

Buy now pay later has helped me and my other half improve our home and spread the cost affordably Reviewed on: 27th May 2024

fast, safe and secure

It's a fast, safe and secure service that not many other companies do like PayPal. Reviewed on: 27th May 2024

Never had an issue

Used PayPal credit for years now always been great never had any issues, not used the customer service side as never needed to as it stands Reviewed on: 27th May 2024

Londoner

I like the options given of different ways to pay like paying over 3 months; or use credit etc. very useful Reviewed on: 26th May 2024

Paypal is great, PayPal credit and the flexibility i...

Paypal is great, PayPal credit and the flexibility it offers is also quite unique in terms of having different plans to choose from. Reviewed on: 26th May 2024

The service is convenient and has given me flexibili...

The service is convenient and has given me flexibility to purchase items and spread the cost in a manageable fashion whilst retaining visibility of my spending. Overall Paypal is easy to use and reliable. Reviewed on: 26th May 2024

PayPal is very simple and transparent to use, it mak...

PayPal is very simple and transparent to use, it makes payments across the web seamless Reviewed on: 26th May 2024

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