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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Convenient and easy to use.

Used it occasionally just for items ranging from around £100-200, helped improve my credit score and like using PayPal normally it's avaliable on basically every website online. Only ever had 1 issue but was just a delay in balance payment showing which was sorted quickly once I messaged them. Reviewed on: 27th May 2024

I have a great experience really helpful for making...

I have a great experience really helpful for making purchases Reviewed on: 27th May 2024

Pay pal credit.

Need some credit to pay my daughter coding course. Reviewed on: 27th May 2024

Never had any issues always works when I need it...

Never had any issues always works when I need it Reviewed on: 27th May 2024

Thumbs up will always recommend this to friends and...

Thumbs up will always recommend this to friends and family Reviewed on: 27th May 2024

A great benefit for ebay use.

A great benefit for ebay use... Simple and effective method of safe payments. Reviewed on: 27th May 2024

I have called PayPal numerous times when things have...

I have called PayPal numerous times when things have gone wrong and they have always sorted it out efficiently. Customer service is always great. Reviewed on: 27th May 2024

The best

Paypal is the best, is saved me a lot Reviewed on: 27th May 2024

Before I wasn't using PayPal my friends told me abo...

Before I wasn't using PayPal my friends told me about it and after I try to use now I'm really happy and feeling secure thanks Reviewed on: 27th May 2024

PayPal credit is fair and easy to use, balance and s...

PayPal credit is fair and easy to use, balance and statements are clear and able to download quickly. The only way I hope things can improve is when making a payment back, it takes a long time for it to show up and it would be better if the payment back could be a pending transaction Reviewed on: 27th May 2024

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