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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180920 reviews)

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4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180920)

Simply Awesome

Secured and user friendly to use Reviewed on: 16th June 2026

I have been using paypal for a long time and it has...

I have been using paypal for a long time and it has never failed, when there were issues with a payment it was always sorted out as fast as possible. Reviewed on: 16th June 2026

Overall easy to use and control.

Overall easy to use and control. Payment system could be improved as it can take a few days to charge card after payment was made Reviewed on: 16th June 2026

Flexibility

PayPal Credit is useful because it gives me flexibility to spread the cost of larger purchases over time, making it easier to manage my budget while still being able to buy what I need. Reviewed on: 16th June 2026

Very efficient , helpful and easy

Very efficient , helpful and easy Reviewed on: 16th June 2026

Just the best.

Everytime I contacted, I received clear and effective service. Thanks Reviewed on: 16th June 2026

Simplify your spending options with PayPal.

Paypal just make purchases more straightforward with variable credit options and rewards when you do spend with them. I would highly recommend them especially for online purchases and using the debit card at festivals is a game changer. Overall I'm very satisfied with my experience with Paypal. Reviewed on: 16th June 2026

Very simple and straightforward.

Very simple and straightforward. It’s easy to use and very fast in action Reviewed on: 16th June 2026

Easy payments easy to set up all round good service...

Easy payments easy to set up all round good service Reviewed on: 16th June 2026

The best

PayPal has always been perfect to my day to day needs and i’ll recommend it to anyone in my family and friends Reviewed on: 16th June 2026

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