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PayPal: PayPal Credit reviews

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4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50804)

A useful tool to spread costs in equal monthly payme...

5
A useful tool to spread costs in equal monthly payments rather than paying everything upfront Reviewed on: 27th May 2024
CristiO 's avatar
CristiO

I use PayPal every month to pay for various purchases.

5
I use PayPal every month to pay for various purchases. Reviewed on: 27th May 2024
Otakar Remes's avatar
Otakar Remes

Excellent

5
Have more 5 years. Viskas puiku. Labai patenkintas Reviewed on: 27th May 2024
Mod Estas P's avatar
Mod Estas P

I used PayPal and always a good experience

5
I used PayPal and always a good experience Reviewed on: 27th May 2024
Ozzy's avatar
Ozzy

So easy everything with PayPal

5
So easy everything with PayPal Credit,i don’t have to go anywhere , just open the app from my phone and i can sort out everything from there. Costumer service is very helping. Reviewed on: 27th May 2024
Eva's avatar
Eva

Give me security with my purchase

5
It's easy to use, give us security with our purchases and always check us first when it detect suspicious purchase charges from dodgy retailers. Reviewed on: 27th May 2024
Dinah B's avatar
Dinah B

Excellent customer service.

5
Excellent customer service. Very safe transactions and best of all a human at the end of a phone if you need help Reviewed on: 27th May 2024
Linda M's avatar
Linda M

Excellent

5
Was very easy to set up and I recommend it Reviewed on: 27th May 2024
Gayle's avatar
Gayle

Excellent service fast and reliable

5
Excellent service fast and reliable Reviewed on: 27th May 2024
Amraze M's avatar
Amraze M

I have had an excellent experience using PayPal Credit.

5
I have had an excellent experience using PayPal Credit. The application process was straightforward and quick, and I received an instant decision. PayPal Credit has been incredibly convenient for managing my online purchases, offering flexible payment options that help me spread the cost over time without any immediate financial strain. One of the standout features is the promotional offers with no interest if paid in full within a certain period, which has been very beneficial for larger purchases. The integration with my PayPal account makes it seamless to use, and the user interface is intuitive and easy to navigate. Customer service has also been top-notch. On the rare occasions I’ve needed assistance, the support team has been responsive and helpful. Overall, PayPal Credit has provided me with a reliable and convenient way to manage my finances, and I highly recommend it to anyone looking for flexible credit solutions. Reviewed on: 27th May 2024
Shazia's avatar
Shazia

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