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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57788 reviews)

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4.91

Based on 57,788 reviews, last reviewed 8th Apr 2026

645000% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Been with PayPal for a very long time, first class c... Been with PayPal for a very long time, first class customer service when needed. Straight forward app to navigate. Brilliant options when buying large... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57788)

Used PayPal credit didn't have any problems paying i...

Used PayPal credit didn't have any problems paying in 3 is so much better very heipfull when speaking to someone Reviewed on: 4th June 2024

I love PayPal credit cause they make it easy for me...

I love PayPal credit cause they make it easy for me to get stuff. I feel relaxed getting the things I need cause I know, PayPal credit has my back. Reviewed on: 4th June 2024

PayPal credit is amazing it notified you consitently...

PayPal credit is amazing it notified you consitently and if you set up a direct debit it allows you to set it up with small amount Reviewed on: 4th June 2024

Services are perfect.

Services are perfect. Their Credit Option for making transaction is good. Atleast sometime you are short with money still you can buy the stuff you like Reviewed on: 4th June 2024

Paypal is the way forward

Paypal is accessible and convenient Reviewed on: 4th June 2024

Convenient and user friendly.

Used paypal for a few years now. Its functionality makes it easy to quickly send your friends and contacts money. Can’t fault the PayPal credit feature as its allowed me to split my payments usually with 0% interest. Great app. Reviewed on: 4th June 2024

Customer service

Whenever I had an issue, if BOT couldn’t resolve it, I was put through to adviser who were very helpfull. Understanding payments due on the statement could be made easier, especially when all three credit options have been used - pay in 3, 4 months interest free and normal, pay next month option. Reviewed on: 4th June 2024

I’m very satisfied.

I’m very satisfied. Good deals all the time Reviewed on: 4th June 2024

Has been very easy to use.

Has been very easy to use. All sites that I use to pay all a crept PayPal meaning the ease of purchase is made a lot easier. The protection I get when buying products gives a sense of security that you can’t beat Reviewed on: 4th June 2024

Easy to apply on purchases online

Easy to apply on purchases online Reviewed on: 4th June 2024

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