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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

PayPal credit has allowed me to do more with my life...

PayPal credit has allowed me to do more with my life and is a really good backup when i need to spend money but not with my money or maybe I don’t have enough. It helps me ration Reviewed on: 27th May 2024

I have had an amazing experience with PayPal, they h...

I have had an amazing experience with PayPal, they have been very helpful Reviewed on: 27th May 2024

PayPal credit is a fantastic way to get big items wi...

PayPal credit is a fantastic way to get big items without paying in full upfront, it really helps people who don’t always have a large sum of money to help spread the cost. I have purchased a few big items now with PayPal credit and would recommend anyone to do so I have always used the no interest free offers which is so helpful . Reviewed on: 27th May 2024

Simple and easy, clear transactions

Simple and easy, clear transactions Reviewed on: 27th May 2024

Excellent Service

Never had any issues dealing with PayPal always seems to go above and beyond in helping. Reviewed on: 27th May 2024

Good regular credit offers.

Good regular credit offers. Easy to use app. Convenient , safe way to pay online Reviewed on: 27th May 2024

Since 2012 I am using PayPal trusted wallet and exce...

Since 2012 I am using PayPal trusted wallet and excellent service Reviewed on: 27th May 2024

I have never been disappointed since l have been usi...

I have never been disappointed since l have been using paypal Reviewed on: 27th May 2024

sweet and simple

It's a very sweet process. Becoming easier with time. Reviewed on: 27th May 2024

Fantastic customer services

Very good customer services any issues quickly resolved very reliable. Had issue with one of my payments because indidnt set up direct debit customer services helped me and voided any charges I had occurred Reviewed on: 27th May 2024

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