Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180926 reviews)

View other PayPal products

4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180926)

Issues are dealt with quickly and easily.

Issues are dealt with quickly and easily. Pay in 3 is excellent. Reviewed on: 16th June 2026

Honestly the best credit service around

Honestly the best credit service around been using since I was a teenager. Reviewed on: 16th June 2026

Easy and convenient, it has enabled me to make purch...

Easy and convenient, it has enabled me to make purchases in a way I couldn’t before, thanks to the 0% interest options. Also 4 months is enough time, also stops you from getting carried away! Reviewed on: 16th June 2026

Always on the side of their account holders

Always on the side of their account holders Reviewed on: 16th June 2026

Great service and easy to access and use.

Great service and easy to access and use. Reviewed on: 16th June 2026

I have been using PayPal for over 10 years, never ha...

I have been using PayPal for over 10 years, never had an issue with them Reviewed on: 16th June 2026

Quick easy to use for payment and 100% sage

Quick easy to use for payment and 100% sage Reviewed on: 16th June 2026

All good .

All good . Fast contact with support. Just PayPal need thinking about virtual card to PayPal credit Reviewed on: 16th June 2026

I have had excellent experiences when o have hat to...

I have had excellent experiences when o have hat to enquire about something Reviewed on: 16th June 2026

Love PayPal.

Love PayPal. Now when offering actual card- even more Reviewed on: 16th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101112 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub