Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

Good service

Customer service is very helpful, very useful and handy if you purchase and the quality of service is very good Reviewed on: 27th May 2024

Simple and easy to use.

Simple and easy to use. Great for online purchases with a straight forward app behind it all Reviewed on: 27th May 2024

Easiest way to pay at your own pace

I always use PayPal credit for my purchases of more than £100 and is the best way to split the amount monthly Reviewed on: 27th May 2024

So handy!!

So handy to have for purchases small or large!! Love the pay in 4 months and no fees!! Reviewed on: 27th May 2024

I love PayPal credit makes my shopping very easy and...

I love PayPal credit makes my shopping very easy and fast Reviewed on: 27th May 2024

Fantastic way to pay instant really use it loads

Fantastic way to pay instant really use it loads Reviewed on: 27th May 2024

Had my eBay account hacked Quickly sorted out and r...

Had my eBay account hacked Quickly sorted out and refunded money without any fuss Reviewed on: 27th May 2024

Great customer service and App

Great customer service when I’ve had queries about payments and Easy to use, helpful app Reviewed on: 27th May 2024

I feel safer with PayPal

I love Paypal as it’s so easy to use and I feel much safer with Paypal them any other payment form of payment. Reviewed on: 27th May 2024

Great app, great finance options

Great app, great finance options Reviewed on: 27th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 4.31 from 123 reviews
Credit Card
from 118 118 Money 4.85 from 1102 reviews
Credit card
from Chase Bank 5.00 from 1 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub