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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,806 reviews, last reviewed 9th Apr 2026
646600% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick response I had a good experience with Paypal, the positive impact was related to quick response I got from your website. Reviewed on: 9th April 2026
Atieh D's avatar
Atieh D

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57806)

Useful for spreading payments for small purchases.

5
Useful for spreading payments for small purchases. Reviewed on: 4th June 2024
Beth B's avatar
Beth B

Quick and easy, most websites offer payment using Pa...

5
Quick and easy, most websites offer payment using PayPal. Never had an issue. Reviewed on: 4th June 2024
Adam J's avatar
Adam J

PayPal is excellent

5
PayPal is excellent. It offers great options for payment and plans and it’s a secure way of payment. Reviewed on: 4th June 2024
AM's avatar
AM

Easy access, transfer and to pay

5
Easy access, transfer and to pay Reviewed on: 4th June 2024
Vivien V's avatar
Vivien V

Quick, simple and easy to manage and track

5
Quick, simple and easy to manage and track Reviewed on: 4th June 2024
Richard C's avatar
Richard C

Easy to apply and maintain account.

5
Easy to apply and maintain account. Customer service team always on hand to solve any queries fast. Reviewed on: 4th June 2024
Graham C's avatar
Graham C

Easy to use and been very helpful when I needed...

1
Easy to use and been very helpful when I needed money Reviewed on: 4th June 2024
Stephen M's avatar
Stephen M

The 0% interest options are great

5
The 0% interest options are great Reviewed on: 4th June 2024
Mia s's avatar
Mia s

Good, very flexible and understanding

5
Good, very flexible and understanding Reviewed on: 4th June 2024
Lucy R's avatar
Lucy R

It was fantastic experience.

5
It was fantastic experience. No need to apply for installment saperately. It will be applied automatically if the transaction is eligible for it. Reviewed on: 4th June 2024
Muhammad 's avatar
Muhammad

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