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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Always a great experience using PayPal for any sort...

Always a great experience using PayPal for any sort of payment Reviewed on: 27th May 2024

PayPal giving me the opportunity to save money on di...

PayPal giving me the opportunity to save money on different purchases by easily allowing me to spread the cost on 3 payments and 4 months interest free. Reviewed on: 27th May 2024

too good to be true!

too good to be true!! interest free finance on loads of purchases. keep your money in the bank and pay over time. you’d be mad not to!! Reviewed on: 27th May 2024

PayPal Credit.

I have a great experience with PayPal Credit. But once I had to use customer service I can't say I was fully satisfied Reviewed on: 27th May 2024

Freedom and flexibility

As long as you use the service wisely the ability to spread payments over 3 months with no interest is a great feature. Easy to use and manage. If the pay in 4 facility is not available the pay in 3 parts generally is. Reviewed on: 27th May 2024

I've used PayPal Credit for the last 2 years on a re...

I've used PayPal Credit for the last 2 years on a regular basis and love it.Its easy to use and helps me budget better on larger priced goods.I havnt seen anything else to match what PayPal do, my family and friends all confidently use PayPal without any issues. If goods are sent back and refunds needed, again No issues, funds back into bank account within a few days, what more can I say apart from exellent service from an excellent App. Reviewed on: 27th May 2024

Trusted service

Have used PayPal for several years , great secure way of making payments. Reviewed on: 27th May 2024

Offers a variety of services

Offers a variety of services, you can have all your accounts in 1 place. Love the new curve card link option and PayPal credit offers Reviewed on: 27th May 2024

Good service, good interest rate and 4 months free

Good service, good interest rate and 4 months free Reviewed on: 27th May 2024

Not easy

Paypal credit is not easy to use, for example I use 4 months free interest, when you want to make payment in 4 months, the money doesn't go for this particular debt. You can't choose which purchase you want to make payment.. Reviewed on: 27th May 2024

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