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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57811 reviews)

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4.91

Based on 57,811 reviews, last reviewed 9th Apr 2026

647100% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, like can now have the flexibility of de... Easy to use, like can now have the flexibility of debit card Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57811)

Help me for purchase goods and pay for some other se...

Help me for purchase goods and pay for some other services Reviewed on: 4th June 2024

Great service, nice conditions, just filling this in...

Great service, nice conditions, just filling this in for more characters Reviewed on: 4th June 2024

Never any problems.

Never any problems. Great to hage paypal If anything ever goes wrong Reviewed on: 4th June 2024

Though i am new to paypal but as much as have used i...

Though i am new to paypal but as much as have used it its one of the best app i have ever used for online transactions where our money is secured and safe. Reviewed on: 4th June 2024

The dream credit.

Just perfect. When I wanted something and can't afford it imediately I have many options to buy and pay back without or with interest. Reviewed on: 4th June 2024

Fantastic service

Every time I have ever had an issue PayPal have always done their best in resolving my query. Furthermore the customer service has always been fantastic, the advisors are helpful and well equipped with knowledge in all aspects to provide the best outcome for the customer. Reviewed on: 4th June 2024

Always very easy to make contact with

Always very easy to make contact with Reviewed on: 4th June 2024

Best interest free financing for big purchases!

Have used PayPal credit for majority of my high value purchases and have always been happy. Very easy to keep track of payments and very easy to pay off. Have never missed a deadline so all purchases have always been interest free. Definitely the best way to finance big purchases! Reviewed on: 4th June 2024

It's been really good most of the time.

It's been really good most of the time. Reviewed on: 4th June 2024

Scam refund

When I was scammed on a website they were very helpful and got it sorted immediately, refund was issued straight away Reviewed on: 4th June 2024

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