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PayPal: PayPal Credit reviews

4.91
Based on 57,833 reviews, last reviewed 9th Apr 2026
649100% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal allows me a choice of clear to follow payment... PayPal allows me a choice of clear to follow payment options. This makes many of my purchases more affordable for me by allowing me to pay in full, in... Read more Reviewed on: 9th April 2026
Carrie S's avatar
Carrie S

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57833)

Nice and helpful staff, always helps

5
Nice and helpful staff, always helps Reviewed on: 4th June 2024

Used several times never had a issue

5
Used several times never had a issue Reviewed on: 4th June 2024

Great experience really good service

5
Great experience really good service Reviewed on: 4th June 2024

Love the new curve card allows you to spend across m...

5
Love the new curve card allows you to spend across more outlets Reviewed on: 4th June 2024

I've never had a single issue with PayPal over the m...

5
I've never had a single issue with PayPal over the many years I've used their services! I feel like my transactions are handled safely and securely, and the app is very user friendly. Reviewed on: 4th June 2024

Ease of Use

5
I have been using PayPal for a few years now and I have always had an excellent experience. Being able to purchase high value items and get 4 months 0% really benefits my finances and now with PayPal using Curve I am able to make more purchases in stores that don’t provide a PayPal option. If I have ever had a problem with an online purchase I have always received a quick resolution. Reviewed on: 4th June 2024

Polite and helpful

5
Polite and helpful also the balance pages are easy to understand Reviewed on: 4th June 2024

Easy to use on the web app and great for...

5
Easy to use on the web app and great for sending money Reviewed on: 4th June 2024

Simple and easy online payment and we'll secured.

5
Simple and easy online payment and we'll secured. Reviewed on: 4th June 2024

Pay pal credit is simple and easy to use- requires n...

4
Pay pal credit is simple and easy to use- requires no extra work and is accepted by lots of retailers Reviewed on: 4th June 2024

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