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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50804)

Great app

Always there on the clear app which is easy to navigate. Only once. Had to call them answered quickly explanation given very curious. Reviewed on: 27th May 2024

very easy to use

I love Paypal credit and it is very easy to use Reviewed on: 27th May 2024

Convenient way to pay.

Convenient way to pay. Accepted for lots of online payments Reviewed on: 27th May 2024

Very clear and responsible lending.

Very clear and responsible lending. Always investigate any disputes. I feel very secure with PayPal Reviewed on: 27th May 2024

No issues fast and easy.

No issues fast and easy. App is quick and links to fast payment on websites Reviewed on: 27th May 2024

Very good and very easy.

Very good and very easy. Anybody can use it which makes it all the better! Safe and secure so feel confident using this device should anything negative potentially happen Reviewed on: 27th May 2024

PayPal Credit has given me financial freedom.

PayPal Credit has given me financial freedom. Reviewed on: 27th May 2024

Outstanding service and communication

Outstanding service and communication Reviewed on: 27th May 2024

Great help , fantastic service, always helpful, save

Great help , fantastic service, always helpful, save Reviewed on: 27th May 2024

Great way to pay in instalments and over 4 a 4 month...

Great way to pay in instalments and over 4 a 4 month period. Simple to use and any problems easy to get sorted. Reviewed on: 27th May 2024

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