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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57871 reviews)

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4.91

Based on 57,871 reviews, last reviewed 9th Apr 2026

652500% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use Easy to use and if any issues they are resolved quickly. PayPal credit card is also good for retailers who don't accept PayPal itself Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57871)

Very reliable and efficient service.

Very reliable and efficient service. Reviewed on: 4th June 2024

Fast, easy to use, widely accepted.

Fast, easy to use, widely accepted. Reviewed on: 4th June 2024

Fantastic service professional attitude

Fantastic service professional attitude Reviewed on: 4th June 2024

In case you you pay on time, there is no or relative...

In case you you pay on time, there is no or relatively low interest Reviewed on: 4th June 2024

Excellent service

I've been able to send money abroad without any hassle, without the need to leave my home. I get to pay for products of 3 months whuch makes it easier for me to aquire things. Reviewed on: 4th June 2024

It is always their to use.

It is always their to use, fair terms and conditions. Reviewed on: 4th June 2024

Always easy to pay , great offer for no interest cre...

Always easy to pay , great offer for no interest credit. Almost all shops accepting Reviewed on: 4th June 2024

Never had a problem always been good

Never had a problem always been good Reviewed on: 4th June 2024

Safe and easy using paypal credit, specially the 0%...

Safe and easy using paypal credit, specially the 0% interest to pay within 4 months. Reviewed on: 4th June 2024

Very convenient to shop online using PayPal credit.

Very convenient to shop online using PayPal credit. Reviewed on: 4th June 2024

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