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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Alway had great service no issues easy to use very s...

Alway had great service no issues easy to use very safe and reliable I really trust PayPal. Reviewed on: 27th May 2024

PayPal credit is reliable and provide a good service

PayPal credit is reliable and provide a good service Reviewed on: 27th May 2024

They are quick yo sort issues satifactory

They are quick yo sort issues satifactory Reviewed on: 27th May 2024

I use it for years.

I use it for years. Gives you flexibility in repayment, stability. If you contact for assistance-helpful. Reviewed on: 27th May 2024

Amazing it's there handy help for birthdays things y...

Amazing it's there handy help for birthdays things you need food shop as I am on maternity only get half pay so it a struggle at times. I just find it smooth and I feel secure. No problems and easy to use! Highly recommend Reviewed on: 27th May 2024

Great experience never had any issues

Great experience never had any issues Reviewed on: 27th May 2024

Great all round service

PayPal is reliable and easy to use Reviewed on: 27th May 2024

PayPal always respond within time given easy to use

PayPal always respond within time given easy to use Reviewed on: 27th May 2024

Lovin it

PayPal we’re the only the ones who would offer me credit when no one else would, plus it’s so easy to use and make payments! Reviewed on: 27th May 2024

I have never had a bad experience with PayPal credit.

I have never had a bad experience with PayPal credit. If I ever had any problems, they would sort it out really quickly. Reviewed on: 27th May 2024

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