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PayPal: PayPal Credit reviews

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4.91
Based on 58,756 reviews, last reviewed 11th Apr 2026
732800% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Needed to make a big purchase and Paypal offered me... Needed to make a big purchase and Paypal offered me the money quickly and efficiently. Reviewed on: 11th April 2026
Kristyna L's avatar
Kristyna L

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58756)

Would recommend to anyone very cool safe and easy to...

5
Would recommend to anyone very cool safe and easy to use Reviewed on: 5th June 2024
Dzmitry B's avatar
Dzmitry B

Everything is always so easy with PayPal.

5
Everything is always so easy with PayPal. Easy to keep track of how much you owe. The pay in 3 is very helpful and lets you budget. Reviewed on: 5th June 2024
Jill Knight's avatar
Jill Knight

Always good and easy to use and if you need help it...

5
Always good and easy to use and if you need help it their Reviewed on: 5th June 2024
Topcat's avatar
Topcat

Quick and easy to use.

3
Quick and easy to use. Comes in very handy Reviewed on: 5th June 2024
Adam C's avatar
Adam C

Interest free payments

5
I use paypal credit for lots of purchases and the options to pay no interest beats other lenders hands down Reviewed on: 5th June 2024
Scott C's avatar
Scott C

Brilliant

5
I get polite customer service every time. Reviewed on: 5th June 2024
Sel S's avatar
Sel S

Fantastic Facility

5
Never had any Bad expierences.. I have nothing bad good things to say about Paypal. Reviewed on: 5th June 2024
Ben Lomond's avatar
Ben Lomond

We use PayPal credit all the time.

5
We use PayPal credit all the time. 4 months at interest free is a big help. Reviewed on: 5th June 2024
John Beech's avatar
John Beech

My favourite credit card so far.

5
My favourite credit card so far. Easy to use, fantastic and fast customer support service (available in chat, by phone call, and email). Additionally, if the purchase is more than £99, it can be paid within 4 months with no interest. I make all my big purchases through my PayPal credit card. Reviewed on: 5th June 2024
Alex's avatar
Alex

Very easy to follow, information on time to pay is e...

5
Very easy to follow, information on time to pay is excellent, transactions easy to find. Reviewed on: 5th June 2024
John Weir's avatar
John Weir

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