Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

Paypal offers secure, safe and flexible payments,

Paypal offers secure, safe and flexible payments, whether for purchases or to send money to and recive it from family and friends. Paypal offers purchase protection and even credit or payment plans. Top service. Reviewed on: 27th May 2024

Having used PayPal credit on several occasions its b...

Having used PayPal credit on several occasions its been the perfect help to inable me to conduct purchases & helping me with my own cash flow. Reviewed on: 27th May 2024

The app is easy to use and a prompt response by cust...

The app is easy to use and a prompt response by customer service Reviewed on: 27th May 2024

Excellent service for secure cash transactions and f...

Excellent service for secure cash transactions and for shopping. Reviewed on: 27th May 2024

Easy Money Manager

Easiest way to manage money, access to credit which allowed me to build a credit score early into adult life and is the BEST intermediary for small businesses. As someone who relies on the extra money they make from commission work and the likes to friends who do the same, I'd be lost without. Reviewed on: 27th May 2024

Excellent way to purchase items interest free

Excellent way to purchase items interest free Reviewed on: 27th May 2024

PayPal credit enables me to manage my finances and e...

PayPal credit enables me to manage my finances and expenses Reviewed on: 27th May 2024

Have no problem in using PayPal, simple to navigate...

Have no problem in using PayPal, simple to navigate and use for my shopping needs. Reviewed on: 27th May 2024

PayPal credit - helpful and easy to use

You can use PayPal credit for a lot of different products, I like that I get reminders of my next up coming payment. And you can also pay more than the minimum payment if you can afford to, and set a date for your monthly payment to come out of your bank account. Reviewed on: 27th May 2024

In simple words, PayPal it’s the most safe and secur...

In simple words, PayPal it’s the most safe and secure payment Reviewed on: 27th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.13 from 8 reviews
Marbles Credit Card
from NewDay 4.90 from 538 reviews
Credit card
from first direct 4.10 from 26 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub