Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

View other PayPal products

4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180929)

PayPal is secure and convenient..

PayPal is secure and convenient, and the first thing I go to use when buying online Reviewed on: 16th June 2026

Just everything about paypal, ease of use, notificat...

Just everything about paypal, ease of use, notifications Reviewed on: 16th June 2026

Security Secured with PayPal..

I know my purchases and cash transactions are always secure with PP so I know its a credible brand with integrity so I always choose PP has my first to go to way of purchasing Reviewed on: 16th June 2026

seemless

seemless and ability to make transcations without any worry . Reviewed on: 16th June 2026

Great service.

Great service. Great way to pay . Reviewed on: 16th June 2026

It's working good and eazy, happy will the service a...

It's working good and eazy, happy will the service and the protection from bad sellers. I'm happy from service Reviewed on: 16th June 2026

Since I started using PayPal in all my transactions...

Since I started using PayPal in all my transactions it’s been wonderful. Reviewed on: 16th June 2026

better interest rates elsewhere for credit

I don’t use it much anymore because better interest rates with other cards but good when I have used it Reviewed on: 16th June 2026

Would recommend

Lots of places now accept PayPal , when I have a question they are quick to respond. Reviewed on: 16th June 2026

PayPal credit is incredibly easy to use and accepted.

PayPal credit is incredibly easy to use and accepted in many online locations. The 0% terms are clear and the options to manage and pay in the app are super clear. I'd recommend to anyone wanting a buffet especially for some of their 0% offers. Reviewed on: 16th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101119 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub