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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Variety of payment methods and options allows flexib...

Variety of payment methods and options allows flexibile easy repayment of larger life purchases, perfect for as I have been renovating my apartment and PayPal credit and pay in three allowed me to spread the purchases over a longer period preventing in month budget shocks. Reviewed on: 16th June 2026

Been with pay pal years.

Been with pay pal years but the only Snag is the interest is a bit high. Never had any issues. Trustworthy. Reviewed on: 16th June 2026

Very helpful if having problems and very courteous w...

Very helpful if having problems and very courteous when answering my queries. Reviewed on: 16th June 2026

Always had excellent service.

Always had excellent service. Excellent at retrieving funds from bad transactions Reviewed on: 16th June 2026

Always helpful and app really easy to use

Always helpful and app really easy to use Reviewed on: 16th June 2026

PayPal has always been great and is perfect for my n...

PayPal has always been great and is perfect for my needs Reviewed on: 16th June 2026

It’s everything

Excellent experience overall……………………………. Reviewed on: 16th June 2026

Quick aan easy to use.

Quick aan easy to use. Clear instructions Reviewed on: 16th June 2026

Has been a reliable service for several years with m...

Has been a reliable service for several years with myself, trusted for lots of my transactions Reviewed on: 16th June 2026

I love PayPal and all their promises they keep I’m a...

I love PayPal and all their promises they keep I’m a very happy customers service is brillant support is amazingly always available in one word excellent keep it up Paypal Reviewed on: 16th June 2026

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