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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Very easy to use and always clear information

Very easy to use and always clear information Reviewed on: 27th May 2024

They are Great!

They are Great! Absolutely marvellous. Reviewed on: 27th May 2024

Easy to use pay pal when I use it

Easy to use pay pal when I use it Reviewed on: 27th May 2024

Flexible borrowing with easy credit control

Flexible borrowing with easy credit control Reviewed on: 27th May 2024

I find PayPal credit to be be easy to use, clear, an...

I find PayPal credit to be be easy to use, clear, and good value for money. I've made use of a variety of the credit options to good effect, allowing me to meet the purchases I feel I need to make when I need to make them, giving me more freedom within my finances and enabling me to engage with lifestyle choices I otherwise would have had to forgo. Reviewed on: 27th May 2024

Lower interest would be good but limit is good

Lower interest would be good but limit is good Reviewed on: 27th May 2024

PayPal Credit is easy and practical

I have been using PayPal Credit as an added layer of security of buying things online. The chance os paying in 4 months with 0% interest is also a good way of easing the payment of bigger purchases. Reviewed on: 27th May 2024

Does not allow for address update

Keeps shipping to old address and will not allow me to update to new address. WTF Reviewed on: 27th May 2024

Excellent services!

Very good services,you can buy almost everything through this app Reviewed on: 27th May 2024

Customer services are easily contactable, I know hav...

Customer services are easily contactable, I know have the curve card and it’s is a good addition to their platform Reviewed on: 27th May 2024

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