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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58815 reviews)

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4.91

Based on 58,815 reviews, last reviewed 11th Apr 2026

738500% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal credit is amazing, they offer 4months interes... PayPal credit is amazing, they offer 4months interest free payments on purchases over £100. They have very good customer services. They now have a phy... Read more Reviewed on: 11th April 2026

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58815)

Easy to use great payment plan would recommend

Easy to use great payment plan would recommend Reviewed on: 5th June 2024

I have had very good experiences with PayPal it’s be...

I have had very good experiences with PayPal it’s been very good Reviewed on: 5th June 2024

Paypal is a great short term credit option!

Paypal is a great short term credit option! The 4 months 0% is really helpful and I've found the protections it offers for online purchases excellent! 5* would recommend to anyone thinking of credit options Reviewed on: 5th June 2024

Excellent peace of mind.

Excellent peace of mind. Not having to give out my bank details to third parties gives me so much comfort in this day and age of scammers. PayPal transactions are quick and easy. I have used PayPal for many years and will continue to use them as my first choice for online purchases and transactions. Reviewed on: 5th June 2024

Always On The Ball

Never had a problem with contacting PayPal and getting refund when needed Reviewed on: 5th June 2024

The Ultimate Tool for Convenient, Flexible Spending

As a regular user of PayPal Credit, I can confidently say it has transformed my purchasing experience. Whether I'm shopping online, booking travel, or managing unexpected expenses, PayPal Credit offers unparalleled convenience and flexibility that fits seamlessly into my financial life. **Ease of Use** From the moment I signed up, I found the process straightforward and user-friendly. The application process is quick, and approval is almost instantaneous, allowing me to start using my credit line immediately. Integrating PayPal Credit with my existing PayPal account was seamless, and I was impressed by how intuitive it is to use. **Flexible Payment Options** One of the standout features of PayPal Credit is its flexibility. It allows me to spread the cost of purchases over time, which is particularly useful for larger expenses. The option to choose different payment plans based on my financial situation is invaluable, and I appreciate the transparency with no hidden fees or surprises. **Convenience** Using PayPal Credit is incredibly convenient. It's accepted at millions of online retailers, making it my go-to payment method. I also love the convenience of not having to re-enter my credit card information for each transaction; a simple click and my purchase is complete. This has saved me time and enhanced my overall shopping experience. **Financial Management** PayPal Credit provides excellent tools for managing my finances. The online dashboard is clear and easy to navigate, allowing me to keep track of my spending, upcoming payments, and available credit. The reminders and notifications ensure that I never miss a payment, helping me maintain a good credit score. **Customer Support** The customer support from PayPal Credit is top-notch. On the rare occasions I've had questions or needed assistance, their customer service team has been responsive, knowledgeable, and genuinely helpful. This level of support adds to the overall positive experience. **Conclusion** In summary, PayPal Credit has become an essential tool in my financial toolkit. Its ease of use, flexible payment options, and widespread acceptance make it a superior choice for anyone looking to manage their spending more effectively. I highly recommend PayPal Credit to anyone seeking a reliable, user-friendly credit solution. Reviewed on: 5th June 2024

I have not had any problems with PayPal credit.

I have not had any problems with PayPal credit. My overall experience has been very positive. It is very fair with the pay back terms and the deals they have are very beneficial. I would happily recommend it to my friends and family. Reviewed on: 5th June 2024

Very good service, only had to contact customer serv...

Very good service, only had to contact customer service once and answered query giving good feedback and delt with query there and then. Reviewed on: 5th June 2024

PayPal credit is brilliant helps spread cost for pur...

PayPal credit is brilliant helps spread cost for purchases Reviewed on: 5th June 2024

Paypal credit is very convenient and easy to use.

Paypal credit is very convenient and easy to use. They make it easy to pay back aswell Reviewed on: 5th June 2024

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