Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,872 reviews, last reviewed 11th Apr 2026
743800% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is convienient and easy to set-up PayPal is convienient, easy to set-up and connect with my accounts. I've recently joined the rewards programme which enhances my positive experience w... Read more Reviewed on: 11th April 2026
L A's avatar
L A

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (58872)

It’s like clockwork easy to use and easy to talk to...

5
It’s like clockwork easy to use and easy to talk to someone Reviewed on: 5th June 2024
darren s's avatar
darren s

Good customer service.

5
Good customer service. Love the features of various services you can get from Paypal and the enhanced customer security Reviewed on: 5th June 2024
A's avatar
A

So easy to use and apply at checkout

5
So easy to use and apply at checkout Reviewed on: 5th June 2024
Alan mcclung's avatar
Alan mcclung

never had any problewonderful servicems with paypal

5
never had any problems with paypal Reviewed on: 5th June 2024
neil k's avatar
neil k

Great sometimes but bad all other times

5
Item delivered clearly wrong as colour not same as what was ordered but paypal sided with Timu. I lost money. Reviewed on: 5th June 2024
Lloyd T's avatar
Lloyd T

PayPal credit - wouldn't be without it!

5
Simple to use never had a problem in using the PayPal credit when purchasing items. The APP is great and makes it easy to track my balance and payments. Reviewed on: 5th June 2024
Martin M's avatar
Martin M

You hold on the money from sales for too long

5
You hold on the money from sales for too long Reviewed on: 5th June 2024
Karolina B's avatar
Karolina B

never had any issue, always available.

5
never had any issue, always available. Reviewed on: 5th June 2024
Robert U's avatar
Robert U

Great customer service, very helpful, very quick res...

5
Great customer service, very helpful, very quick respond back. Reviewed on: 5th June 2024
Rs 9891663's avatar
Rs 9891663

Great experience!

5
Great experience! Super helpful when using this towards my holiday Reviewed on: 5th June 2024
Jordan W's avatar
Jordan W

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill