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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 180,929 reviews, last reviewed 17th Jul 2026
306% increase in 5 star reviews
in the past 90 days
367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026
Deryl Scott's avatar
Deryl Scott

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Great credit facility

5
Extremely handy short term credit facility free of interest.easy to set up and administrate. Definitely the best of its kind. Reviewed on: 16th June 2026
Ron's avatar
Ron

Easy to use and excellent service

5
I have used PayPal for many years now and the service has always been amazing. On the few times I have had to use customer service, they have also been excellent and efficient. Reviewed on: 16th June 2026
Kayla's avatar
Kayla

Easy to Use and Helpful Credit Option

5
I've had a positive experience with PayPal Credit. It's easy to use when making purchases online, and the option to spread the cost of larger purchases (with pay in 3) has been very helpful. The application process was straightforward, payments are easy to manage through PayPal, and I've found it to be a convenient way to make purchases when needed. Overall, I've found PayPal Credit to be a useful and reliable service. Reviewed on: 16th June 2026
Che Lucas's avatar
Che Lucas

very good and very safe, I recommend it to everyone.

5
very good and very safe, I recommend it to everyone. Reviewed on: 16th June 2026
Ion S's avatar
Ion S

Very easy to use

4
Secured and easy to use when paying transaction online. Reviewed on: 16th June 2026
Belle Cu's avatar
Belle Cu

Love paypal credit because it makes my life easier w...

5
Love paypal credit because it makes my life easier when it comes to purchases I prefer to pay in installments. Reviewed on: 16th June 2026
Anonymous A's avatar
Anonymous A

PayPal is my go to for purchases

5
PayPal is my go to for purchases I feel peace of mind and secure Reviewed on: 16th June 2026
Sean D's avatar
Sean D

Very easy to use

5
I have used PayPal Credit quite a few times and found it great to be able to spread the cost of items. It's easy to see what the account balance is and PayPal also send a courtesy reminder of when the monthly payment is due. Reviewed on: 16th June 2026
A Mc's avatar
A Mc

Really helped me build up my credit score.

5
Really helped me build up my credit score. Reviewed on: 16th June 2026
Emmi Fortune's avatar
Emmi Fortune

it's very very good thank you so much

5
it's very very good thank you so much Reviewed on: 16th June 2026
Sardar S's avatar
Sardar S

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