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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Fast, convenient and efficient.

Fast, convenient and efficient. PayPal is my go to to send and receive money quickly between friends, vendors and bigger businesses. 4 months interest free is a super way to make your money go a little further too on credit purchases. Reviewed on: 27th May 2024

Paypal is the best.

Paypal is the best. I'm using it all the time Reviewed on: 27th May 2024

Great for saving with early plane tickets

I bought 3 planets tickets to Japan using this and paid it off interest free over a few months. This helped me save a lot of money in flight costs. The only downsides I experienced were with a friend canceling and getting partially refunded. The amount appeared in my credit as a negative balance but I had to contact support to get it withdrawn to my wallet. Reviewed on: 27th May 2024

Really good.

Really good. Easy to use I use PayPal credit and it works for me Reviewed on: 27th May 2024

Sohail raza

I have good experience . I recommend friends and family Reviewed on: 27th May 2024

Easy to set up, accepted nearly everywhere, 4 month...

Easy to set up, accepted nearly everywhere, 4 month no interest is a bonus Reviewed on: 27th May 2024

PayPal credit is just very easy from using you app

PayPal credit is just very easy from using you app Reviewed on: 27th May 2024

Excellent way of paying

Easy to use when paying for services and goods, plus offers the protection for buyers which is reassuring. Reviewed on: 27th May 2024

Really happy.

Really happy. PayPal credit gives me a little more time to pay for what I need Reviewed on: 27th May 2024

Have been using paypal credit a while now and it’s t...

Have been using paypal credit a while now and it’s the most reliable out there and fair service , I’ve used plenty other services and none are as good Reviewed on: 27th May 2024

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