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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

It's straightforward and easy to use.

It's straightforward and easy to use. I'm Happy with promotional offers too. Reviewed on: 16th June 2026

No issues and easy to use can use PayPal most places...

No issues and easy to use can use PayPal most places I need to. PayPal keeps me aware of my spending and I get rewarded for it too Reviewed on: 16th June 2026

Easy to use easy to pay easy overall

Easy to use easy to pay excepted everywhere no fuss Reviewed on: 16th June 2026

Superb safest way to pay online

Looks after the purchaser any problems they help you out no quibble, I find PayPal the safest way to pay online plus offers to spread the cost for free in 3 payments or spread the cost with credit Reviewed on: 16th June 2026

I use PayPal for almost every purchase that I order...

I use PayPal for almost every purchase that I order online. It helps with my flight bookings and holidays. I love I can pay as much or as little as I need too. And everything is simple. Reviewed on: 16th June 2026

Always a smooth transaction using PayPal Pal

Always a smooth transaction using PayPal Pal Reviewed on: 16th June 2026

Brilliant

Never had any problems with anything through PayPal! 100% wouldn't recommend them! Easy payments access and monthly payments set up easily Reviewed on: 16th June 2026

Easy to use

I’ve used this for many years, reliable, quick and easy to use Reviewed on: 16th June 2026

It’s good you have 4 months to pay it off, I have us...

It’s good you have 4 months to pay it off, I have used PayPal a lot in the last 6 months Reviewed on: 16th June 2026

It had been exciting so far.

It had been exciting so far. The fund i expected into my account arrived faster and easy Reviewed on: 16th June 2026

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