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PayPal: PayPal Credit reviews

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4.91
Based on 58,923 reviews, last reviewed 11th Apr 2026
748400% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal a convenient and secure way to pay PayPal is a great way to pay and provides credit and time to pay, puts a secure layer between the consumer and retailer too! Reviewed on: 11th April 2026
D C's avatar
D C

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58923)

Best thing I ever did

5
Been with PayPal for a long time best thing I ever did when I joined Reviewed on: 5th June 2024
Jane B's avatar
Jane B

Always really helpful.

4
Always really helpful. Easy to get through to a person Reviewed on: 5th June 2024
Sam j's avatar
Sam j

Easy to use and keep track of spending...

5
Easy to use and keep track of what you are spending and what you owe Reviewed on: 5th June 2024
Clair F's avatar
Clair F

Great service at affordable rates

5
Always been reliable and easy way to pay, the low interest loans have helped through this financial crisis. Absolutely chuffed by the support given by paypal. Reviewed on: 5th June 2024
Michael Fripp's avatar
Michael Fripp

Excellent service Helps to budget!

5
Excellent service Helps to budget! Reviewed on: 5th June 2024
Caroline Hardy's avatar
Caroline Hardy

Convenient

5
I love having the option of splitting a £100+ purchase over 4 months interest free. Reviewed on: 5th June 2024
Neil Paris's avatar
Neil Paris

good hands

5
Everytime i use paypal i know am in good hands and my money is secure Reviewed on: 5th June 2024
Goodlady's avatar
Goodlady

Provides great offers with a range that I have used...

5
Provides great offers with a range that I have used from 3 to 24 months with 0% interest and gives me the flexibility I need. Reviewed on: 5th June 2024
Georgi G's avatar
Georgi G

Competition

5
Very professional, ease of purchasing and refunding payments. Reviewed on: 5th June 2024
Ian L's avatar
Ian L

I found PayPal Credit excellent so far.

5
I found PayPal Credit excellent so far. Reviewed on: 5th June 2024
Kuldeep Dogra's avatar
Kuldeep Dogra

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