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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,985 reviews, last reviewed 11th Apr 2026
754200% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good, always use the app! Very good, always use the app! Gggggg Reviewed on: 11th April 2026
Ste's avatar
Ste

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58985)

Easy to use.

5
Easy to use. Clear to see when interest will start to be applied. Good updates on monthly payments Reviewed on: 5th June 2024
Rachel K's avatar
Rachel K

Excellent service

5
I have found paypal credit easy to use, keep track of spending and payments. Reviewed on: 5th June 2024
Lucy k's avatar
Lucy k

Great Service

5
Great idea it helps if you need anything quick before payday and pay monthly Reviewed on: 5th June 2024
Dean l's avatar
Dean l

It's just easy and very uncomplicated.

5
It's just easy and very uncomplicated. Reviewed on: 5th June 2024
Mark Perks's avatar
Mark Perks

PayPal credit is excellent efficient way of spreadin...

5
PayPal credit is excellent efficient way of spreading payments Reviewed on: 5th June 2024
Michelle 's avatar
Michelle

Easy transactions, safety if something goes wrong.

5
Easy transactions, safety if something goes wrong. Paypal are quick to respond to problems Reviewed on: 5th June 2024
Sonia's avatar
Sonia

Always great service and easy to use

5
Always great service never had any bother Reviewed on: 5th June 2024
Hodgson 's avatar
Hodgson

it's easy to use and efficient with return policy

5
it's easy to use and efficient with return policy Reviewed on: 5th June 2024
Melanie L's avatar
Melanie L

Good service, low rates for payback plan

5
Good service, low rates for payback plan Reviewed on: 5th June 2024
Ose O's avatar
Ose O

I have had nothing but positive experiences using pa...

5
I have had nothing but positive experiences using paypal credit. I have used pay in 3 in the past which I found easy and very helpful to use and I also have paypal credit set up for larger purchases which I found very easy to set-up. I find it very reassuring to know I have the credit available if needed. Reviewed on: 5th June 2024
Marc H's avatar
Marc H

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