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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Paypal is so helpful and gives interest free options.

Paypal is so helpful and gives interest free options. It is easy to manage in the app. Reviewed on: 16th June 2026

Good customer service from the help service, provide...

Good customer service from the help service, provided clear guidance Reviewed on: 16th June 2026

1000% recommended.

I have been using PayPal for many years now, anytime when purchasing online I would generally choose to checkout with PayPal. I have a great amount of credit and love the different options you can choose to pay with. Anytime i have contacted customer service they have been great. Reviewed on: 16th June 2026

PayPal is easy to use and the app is friendly.

PayPal is easy to use and the app is friendly. I have used it for years and it gets better and better.q Reviewed on: 16th June 2026

Quick sign up

Quick sign up and set up, less than 15 mins and was ready to use Reviewed on: 16th June 2026

Very good service

I’m very happy with all products that PayPal offered me. The rules are clear and simple. Very recommended for everyone. Reviewed on: 16th June 2026

I love the fact it’s easy to use, very efficient and...

I love the fact it’s easy to use, very efficient and financially extremely safe. I have family in Australia and there’s never any problem transferring or receiving money. I use PayPal for internet payments confidently and having various ways to make payments, I cannot fault it!! Reviewed on: 16th June 2026

Perfect service, always ready to use and good to go

Perfect service, always ready to use and good to go Reviewed on: 16th June 2026

Easy to use, and safe, I like use this app

Easy to use, and safe, I like use this app Reviewed on: 16th June 2026

100% better than other lenders.

Best experience so far. Amazing service and very affordable plans. Hats off. Reviewed on: 16th June 2026

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