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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59017 reviews)

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4.91

Based on 59,017 reviews, last reviewed 11th Apr 2026

757100% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Affordable and clear. Using it from very beginning. Clear options and affordability. Can't complain at all. Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59017)

PayPal credit confidence online!

PayPal credit confidence online! I this world of constant online worries....PayPal give 100% honesty & reassurance when you use them for payments! They are the Bankers that protect us and cover us with assurance of paynents online done honestly. I would reccomend to people nervous paying online? Then use PayPal Credit! Reviewed on: 5th June 2024

Very friendly and safe service and easy to contact

Very friendly and safe service and easy to contact Reviewed on: 5th June 2024

PayPal has always been reliable.

PayPal has always been reliable , I can use it whenever I want and it is my most prefer way of paying for the stuff I buy Reviewed on: 5th June 2024

Safe and sound

Great experience easy to use secure and never had a problem also usefull when struggling to pay bills helps get out of trouble Reviewed on: 5th June 2024

Cannot repay a particular item

Service was good however cannot repay a particular item through PayPal app Reviewed on: 5th June 2024

Very easy to use.

Very easy to use. And handy for emergency spending. Being diabetic has occasionally caused emergency purchases and PayPal has helped greatly. Reviewed on: 5th June 2024

Been great experience, safe when buying off sellers...

Been great experience, safe when buying off sellers you don’t know. Reviewed on: 5th June 2024

PayPal could be improved

Overall PayPal is brilliant to use, however when it comes to paying over 12 months, there is no option to pay the installments, any payments made are deducted from the main balance and does not commence deduction until the main balance is decreased. This is not ideal as can cause unnecessary interest to be added for non-payment. Please advise when this will be rectified? Reviewed on: 5th June 2024

safest Way to pqy

It's always safe and simple to use Reviewed on: 5th June 2024

Always quick and easy to use.

Always quick and easy to use. I like their security and how widely accepted paypal is Reviewed on: 5th June 2024

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