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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
2250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Customer service

5
Always there when needed available to answer queries very timely highly experienced Knowledgeable and professional staff Reviewed on: 27th May 2024

Very good have used it all my life will use till my...

5
Very good have used it all my life will use till my death Reviewed on: 27th May 2024

The best, very easy to use , never had any...

5
The best, very easy to use , never had any issues Reviewed on: 27th May 2024

Any issues i have had have been rectified.

5
Any issues i have had have been rectified. All customer service experiences have been very positive. Reviewed on: 27th May 2024

Any issues I’ve encountered have been addressed stra...

5
Any issues I’ve encountered have been addressed straight away professionally and quickly Reviewed on: 27th May 2024

Just excellent all round.

5
Just excellent all round. Any issues I've had have always been sorted and to be honest, my last issue was years ago. Never have any problems with purchase or payments, always alerting me when I need to pay and they have always offered help via email if you struggle. Plus you get bonuses for people signing up and lots of nice offers. Reviewed on: 27th May 2024

Always had good experience with PayPal

5
Always had good experience with PayPal Reviewed on: 27th May 2024

Excelente

5
Me gusta mucho las diferentes opciones de pago. Reviewed on: 27th May 2024

I have great experience so far, and great support

5
I have great experience so far, and great support Reviewed on: 27th May 2024

Avowed PayPal credit user

5
I've used the service faithfully now for at least four years and the option of effectively absorbing unit costs into four wages (in practice) is invaluable. Reviewed on: 27th May 2024

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