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PayPal: PayPal Credit reviews

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4.91
Based on 59,062 reviews, last reviewed 11th Apr 2026
761100% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great, but Great, but a more clear explanation of what happens after the 0% offer expires and how to pay off individual parts would be nice as It was not exactly... Read more Reviewed on: 11th April 2026
Chucky's avatar
Chucky

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59062)

I am very happy with paypal, the credit options and...

5
I am very happy with paypal, the credit options and everything! Reviewed on: 5th June 2024
Petar B's avatar
Petar B

PayPal is quick and convenient to use for many trans...

5
PayPal is quick and convenient to use for many transactions with the option of credit or pay in 3 making purchases easy to do as and when required. Couldn't be without it in life! Reviewed on: 5th June 2024
Jemima's avatar
Jemima

PP provide excellent, safe service and communication...

5
PP provide excellent, safe service and communication is good Reviewed on: 5th June 2024
Elizabeth Davies's avatar
Elizabeth Davies

I always feel safe paying with PayPal Excellent

5
I always feel safe paying with PayPal Excellent Reviewed on: 5th June 2024
Barry T's avatar
Barry T

Usually quick to respond with issues

3
Usually quick to respond with issues Reviewed on: 5th June 2024
Ellie V's avatar
Ellie V

Have been using PayPal credit for a good number of y...

5
Have been using PayPal credit for a good number of years now and I cannot fault it. Easy to use and good offers for interest rates. Can get accepted for credit much quicker than other places so I would definitely recommend it. Reviewed on: 5th June 2024
Sophie S's avatar
Sophie S

Responsible

5
No hassle My experience has been that PayPal is not reckless with lending which is a responsible approach. Reviewed on: 5th June 2024
Patricia P's avatar
Patricia P

Pay pal is grate safe way to spend online any proble...

5
Pay pal is grate safe way to spend online any problems they soon sort it out always helpful never had a problem with it Reviewed on: 5th June 2024
shane m's avatar
shane m

Always have a very smooth experience

5
Always have a very smooth experience Reviewed on: 5th June 2024
Katie p's avatar
Katie p

split in 3 equal payments, 0% interest over 4 months.

5
Great way to split in 3 equal payments and get 0% interest over 4 months. That's really handy when your budget is limited. Reviewed on: 5th June 2024
Nauris S's avatar
Nauris S

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