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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

2250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal is Great

PayPal and PayPal Credit is a good way to shop because your accounts are in one place. Reviewed on: 27th May 2024

I have been using PayPal credit for a while now it i...

I have been using PayPal credit for a while now it is easy and convenient to use for my online shopping Reviewed on: 27th May 2024

Convenient and easy to set up

Convenient and easy to set up, with no hanging around for a decision. You are in control of it with a degree of flexibility. I have been using it for years without any issues, and have always been able to pay it without paying interest. Reviewed on: 27th May 2024

Really easy to set up and use.

Really easy to set up and use. The statements have improved so makes it easier to manage payments and see how much needs to be paid off. Reviewed on: 27th May 2024

It’s good service gives you flexibility a life saver...

It’s good service gives you flexibility a life saver when needed in a emergency Reviewed on: 27th May 2024

Very easy to use

Very easy to use and pay back early if I wanted. The app is also nice and secure so I felt safe using it. Lots of places accept PayPal so it was very useful when making purchases. Reviewed on: 27th May 2024

Really easy to check out but very bad customer servi...

Really easy to check out but very bad customer service and no instant pay option for PayPal credit only direct debit that never comes out when it says buy a week later Reviewed on: 27th May 2024

Good credit amount.

The product provides a substantial credit limit, which is advantageous. However, it lacks a physical card, which may be inconvenient for some users. Nonetheless, it remains a suitable option for online purchases. Reviewed on: 27th May 2024

Thanks to paypal credit I can spoil my kids on birth...

Thanks to paypal credit I can spoil my kids on birthdays and xmas. It also allows me to buy flights so we can go on holidays every year. Reviewed on: 27th May 2024

Easy straight forward service offering different way...

Easy straight forward service offering different ways to make those purchases where you can buy now and pay later and without interest in some cases. Reviewed on: 27th May 2024

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