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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 59,100 reviews, last reviewed 11th Apr 2026
764500% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Happy with my experience. Happy with my experience. No problems Reviewed on: 11th April 2026
Ana 's avatar
Ana

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59100)

Most of the time everything was smooth

5
Most of the time everything was smooth Reviewed on: 5th June 2024
Silu's avatar
Silu

PayPal gives me that flexibility of paying at certai...

5
PayPal gives me that flexibility of paying at certain period increases my ability to purchase items i wanted. Reviewed on: 5th June 2024
Francis n's avatar
Francis n

It’s difficult to get an answer from customer service

2
It’s difficult to get an answer from customer service Reviewed on: 5th June 2024
Anna 's avatar
Anna

PayPal is safe, reliable and so easy to use!

5
PayPal is safe, reliable and so easy to use! Reviewed on: 5th June 2024
Annie H's avatar
Annie H

Easy to use.

5
Easy to use. Great customer service support. Reviewed on: 5th June 2024
Wendy W's avatar
Wendy W

Easy to use and feels very safe, either with friends...

5
Easy to use and feels very safe, either with friends or strangers, and give us a chance to purchase things without breaking the bank account Reviewed on: 5th June 2024
Scottp's avatar
Scottp

I’ve been very happy with it and has helped me with...

4
I’ve been very happy with it and has helped me with extended time with which to pay off purchases Reviewed on: 5th June 2024
Wrightyyyyy's avatar
Wrightyyyyy

PayPal is so easy to use and you can pay in confiden...

5
PayPal is so easy to use and you can pay in confidence that if anything goes wrong, they’re always there to help Reviewed on: 5th June 2024
Ian J's avatar
Ian J

Paypal credit handy

4
A helping hand for these emergency purchases. Reviewed on: 5th June 2024
Unobtanium 's avatar
Unobtanium

Helpful to have good communication on payments

5
Helpful to have good communication on payments Reviewed on: 5th June 2024
Ann Mc Kearney's avatar
Ann Mc Kearney

Review PayPal: PayPal Credit now

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