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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Reliable Credit Option for Everyday Purchases

I have a very positive experience with PayPal Credit, being PayPal customer for over 12 years.The application process is straightforward, and having the option to spread payments over time has been very helpful for managing larger purchases.The account is easy to use through PayPal, payments are simple to track, and customer service has been responsive whenever I’ve needed assistance.The promotional financing offers can provide real value when used responsibly. Overall, it’s a convenient and reliable credit option for my online shopping needs. Reviewed on: 16th June 2026

Hassle free

I've just been able to use to buy a new washing machine with no stress. Reviewed on: 16th June 2026

Always easy to use, accessible.

Always easy to use, accessible. Any queries answered quickly and efficiently Reviewed on: 16th June 2026

Preferred way to pay so safe.

Preferred way to pay so safe.Would recommend to anyone. Reviewed on: 16th June 2026

Love PayPal recommend it to everyone.

Love PayPal recommend it to everyone. Great customer service Reviewed on: 16th June 2026

Comforting to know PayPal credit card and PayPal acc...

Comforting to know PayPal credit card and PayPal account information is always at hand. Reviewed on: 16th June 2026

No issues at all, never had any issues

No issues at all, never had any issues Reviewed on: 16th June 2026

Very reliable and safe which makes me want to use it...

Very reliable and safe which makes me want to use it on every online transaction. Reviewed on: 16th June 2026

Never had any issues, brilliant service

Never had any issues, brilliant service Reviewed on: 16th June 2026

I’m happy using PayPal easily working for me because...

I’m happy using PayPal easily working for me because I don’t have to worry about getting the credit PayPal easy to access Reviewed on: 16th June 2026

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