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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

PayPal Used Religiously

Always used PayPal for most payments. They’ve always be the most helpful when it comes to parcels going missing due to terrible couriers Reviewed on: 16th June 2026

I had a great experience with paypal.

I had a great experience with paypal. As expected paypal help you when you need the most and the split in 3 payment. Reviewed on: 16th June 2026

PayPal credit has been helpful and reliable so far.

PayPal credit has been helpful and reliable so far. My only concern for now was reversing my payment back to my account and charging me for nonpayment. It’s really absurd and frustrating Reviewed on: 16th June 2026

Just so easy to use.

Just so easy to use. And set up. Reviewed on: 16th June 2026

I find PayPal reliable, easy to use wide range of pa...

I find PayPal reliable, easy to use wide range of payment ways to suit your needs and steps in when help is needed. Reviewed on: 16th June 2026

PayPal is very easy to use and the payment options a...

PayPal is very easy to use and the payment options are great and the repayment plans are great as well. The APR is a little high to be expected. Reviewed on: 16th June 2026

Happy customer

They are fast to help with any problems you have regarding items or payment. Payment is quick and easy Reviewed on: 16th June 2026

My experience is been great so far g

My experience is been great so far Reviewed on: 16th June 2026

a safe way to shop in internet and keep record of y...

a safe way to shop in internet and keep record of your transactions with several options to do your payments according to your budget. Reviewed on: 16th June 2026

Great credit availability.

Great credit availability. Interesting free payments convenient to customers. Reviewed on: 16th June 2026

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