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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

2250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

It’s great using PayPal when you’re awaiting on your...

It’s great using PayPal when you’re awaiting on your pay. It’s easy and user friendly. Reviewed on: 27th May 2024

Great way to finance your holiday

Great way to finance your holiday Reviewed on: 27th May 2024

Easy to use, accepted in a lot of places.

Easy to use, accepted in a lot of places. Interest rate is also very good but it could come with at least a virtual card. Reviewed on: 27th May 2024

PayPal is fast at replying and helping

PayPal is fast at replying and helping Reviewed on: 27th May 2024

More than 10 years of excellent service

I have used PayPal for over 10 years on many different platforms and have used most of the services they offer. All fantastic, simple and straight forward to use with no issues at all. Spot on! Reviewed on: 27th May 2024

PayPal credit just a wonderful experience

PayPal credit just a wonderful experience Reviewed on: 27th May 2024

Got response straight away ...

Got response straight away on couple occasions when had problem with different things Reviewed on: 27th May 2024

I have very excellent experience using Paypal Credit.

I have very excellent experience using Paypal Credit. Reviewed on: 27th May 2024

The buy now pay later scheme is amazing and help whe...

The buy now pay later scheme is amazing and help when in difficult times Reviewed on: 27th May 2024

Easy to use, easy to pay.

Easy to use, easy to pay. Great with 3months 0% finance. Easy to keep on track. Reviewed on: 27th May 2024

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