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PayPal: PayPal Credit reviews

4.91
Based on 59,127 reviews, last reviewed 11th Apr 2026
767100% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Satisfieing and very helpful. Satisfieing and very helpful. I will recommend it for my friends and family. Reviewed on: 11th April 2026
Chinedu O's avatar
Chinedu O

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (59127)

Great!! Recommend

5
Great and fast without any problems Reviewed on: 5th June 2024

Very pleased with my experience

5
Very pleased with my experience will definitely recommend to family Reviewed on: 5th June 2024

Great for spreading cost of large purchases

5
Frequently use paypal Credit for large purchases rather than credit card if option is available. Always ensure balance is paid in full with the timeframes so interest cost are not incurred. Reviewed on: 5th June 2024

I have used Paypal for more than ten years, without...

5
I have used Paypal for more than ten years, without any regrets. Reviewed on: 5th June 2024

paypal credit has given me flexibility

5
using PayPal credit has helped me be able to make purchases I wouldn't normally, but with out making me feel stressed due to piling credit.the pay in three option and split payment options have been wonderful and allowed me more freedom. Reviewed on: 5th June 2024

PAYPAL IS SIMPLY FLAWLESS

5
PAYPAL SIMPLY FLAWLESS. AND MUCH APPRECIATE THE PAYPAL CREDIT SERVICE. Reviewed on: 5th June 2024

Happy customer

5
Happy to shop via paypal.definitely I would recommend paypal to everyone. Reviewed on: 5th June 2024

PayPal services is very Good i used mostly for onlin...

5
PayPal services is very Good i used mostly for online shopping Reviewed on: 5th June 2024

Excellent

5
Tailored to an individual. Availability to access 24/7 easy to manage payments and helpful reminders when payment is due. Reviewed on: 5th June 2024

All round amazing service.

5
All round amazing service. Can’t fault it can’t count how many times it has helped me out. Reviewed on: 5th June 2024

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