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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
2250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Always giving updates and never had an issue.

5
Always giving updates and never had an issue. Reviewed on: 27th May 2024

I have been with PayPal for more than 15 years.

5
I have been with PayPal for more than 15 years. And mostly only use sites that use PayPal as a means of payment. PayPal has helped me a lot with getting refund from fraudsters. Reviewed on: 27th May 2024

Easy, efficient and prompt for handling requests.

5
Easy, efficient and prompt for handling requests. Reviewed on: 27th May 2024

Great value and easy to use with PayPal being accept...

5
Great value and easy to use with PayPal being accepted in many locations Reviewed on: 27th May 2024

I love PayPal, so easy to use, any issues and I alwa...

5
I love PayPal, so easy to use, any issues and I always receive great customer service and any refunds are sorted in a great and timely manner Reviewed on: 27th May 2024

PayPal is the best

5
I love using PayPal, it is so flexible and available , so it’s cool Reviewed on: 27th May 2024

Easy and efficient, plenty of time to pay up for pro...

5
Easy and efficient, plenty of time to pay up for products, staff are very friendly when needing advice on payment plans Reviewed on: 27th May 2024

My new Online method of payment

5
Have stopped using Klarna as my online method of payment as Paypal Credit offers even better terms. Easy to use, excellent! Reviewed on: 27th May 2024

I’ve enjoyed PayPal for a number of years always hel...

5
I’ve enjoyed PayPal for a number of years always helpful when needed Reviewed on: 27th May 2024

ClareGreat service easy to use

5
Great service easy to use value for money easy to get to speak to customer service if needed. Reviewed on: 27th May 2024

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