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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180932 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180932)

Paypal works for me.

Paypal works for me. Its always easy to use and I will continue with the service as it has excellent security. Reviewed on: 16th June 2026

Simple and clear.

Simple and clear. How it should be! Reviewed on: 16th June 2026

Excellent

I have enjoyed paypal especially interest free credit Reviewed on: 16th June 2026

I've been using PayPal for 7 years and never had an...

I've been using PayPal for 7 years and never had an issue. Reviewed on: 16th June 2026

Great service

PayPal is very good specially PayPal credit very helpful Reviewed on: 16th June 2026

What I love most is the flexibility.

What I love most is the flexibility. Being able to spread the cost of larger purchases over time without any interest (on qualifying orders) takes the stress out of bigger buys. It integrates seamlessly with my existing PayPal account, so checkout is fast and I don't need to enter any extra card details. Reviewed on: 16th June 2026

Very pleased with what PayPal does have had it long...

Very pleased with what PayPal does have had it long time and buying online using PayPall feels me with confidence Reviewed on: 16th June 2026

Very Convenient in Day to Day life

I've been using Paypal Credit for many years at this point, I love the convenience of being able to make larger purchases and having the option to pay it back in 4 months with 0% interest, it's essentially another, easily accessible, credit card. Another key thing for me is that anytime I've had issues with anything to do with my account, the customer service has been able to resolve my issues within minutes (given I've contacted them in working hours) Reviewed on: 16th June 2026

Physical card

Finally PayPal now has physical card and I can use it as a debit card Reviewed on: 16th June 2026

Excellent Payment Service

PayPal is a fantastic payment option, offering convenience, security, and flexibility. The “Pay in 3” feature is particularly useful, allowing purchases to be split into manageable instalments without added hassle. It’s a reliable and user-friendly service that makes online payments quick and straightforward. Reviewed on: 16th June 2026

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