Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 59,149 reviews, last reviewed 12th Apr 2026
769100% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10 plus Years of Trust I’ve been using PayPal for more than 10 years, and PayPal Credit has always been a great part of my online shopping experience. It’s super convenient,... Read more Reviewed on: 12th April 2026
KITHAIRONAS's avatar
KITHAIRONAS

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (59149)

been resolved with a kind...

5
Every issue I have had has been resolved with a kind response Reviewed on: 5th June 2024
Soner M's avatar
Soner M

Love paypal buyer protection at no cost.

5
Love paypal buyer protection at no cost. Amazing customer service Reviewed on: 5th June 2024
R Navarro's avatar
R Navarro

Life saver

5
Really useful on the daily basis so great experience. Reviewed on: 5th June 2024
Joseph Kanga 's avatar
Joseph Kanga

I’m very setisffied with PayPal credit as I’m now ab...

5
I’m very setisffied with PayPal credit as I’m now able to buy more things with PayPal credit. Reviewed on: 5th June 2024
Munir A's avatar
Munir A

Safe and excellent

5
Safe and excellent program..Most of my shopping is through it..Safe and fast..Fast customer service Reviewed on: 5th June 2024
Maamon A's avatar
Maamon A

alright I guess

4
Seems to work as intended, could be quicker with disputes Reviewed on: 5th June 2024
Joshua J's avatar
Joshua J

Paypal Credit

5
Paypal Credit is my first experience with credit based purchases. Its easy to use and transparent in terms of statements. Reviewed on: 5th June 2024
J D's avatar
J D

Used PayPal for years and it just gets better

5
Used PayPal for years and it just gets better Reviewed on: 5th June 2024
Terry's avatar
Terry

Great facility for spreading payments securely.

5
Great facility for spreading payments securely. Only slight criticism is the lack of visible information shown on transactions. Otherwise, really easy to use and provides peace of mind for internet purchases, particularly on unknown sites. Reviewed on: 5th June 2024
Nikki M's avatar
Nikki M

Never had a bad experience always personal always te...

4
Never had a bad experience always personal always tells you well in front about payments due Reviewed on: 5th June 2024
Julie W's avatar
Julie W

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill