Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,932 reviews, last reviewed 18th Jul 2026
296% increase in 5 star reviews
in the past 90 days
359% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026
Wendy M's avatar
Wendy M

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180932)

Absolutely flawless.

5
Absolutely flawless. Just the easiest way ever to buy everything. If anything goes wrong there is a process that works like a dream Reviewed on: 16th June 2026

Good to have as a backup, easy for online purchases.

4
Good to have as a backup, easy for online purchases. I like the payments of 3. Reviewed on: 16th June 2026

Excellent customer care

5
Seamless experience and excellent customer care Reviewed on: 16th June 2026

My go to for online purchases

5
I've used PayPal credit for years, including the pay in 3 option. It's provided so many options that aren't usually available to me. And it's always safe. I've had to get in contact with customer support after an issue with bangood. The were fast to provide support and resolve my issue. Reviewed on: 16th June 2026

Excellent

5
Reliable and Excellent. monthly payments are very reasonable compared to others. Reviewed on: 16th June 2026

Great service.

5
Great service. Like the ease of use. Can you PayPal for so much .Makes life a lot easier. I use the service a lot. Haven't found anything against it yet but I'm sure there will be something at some point Reviewed on: 16th June 2026

They ar very understanding and helpfull and fahr!

5
They ar very understanding and helpfull and fahr! Very good servis Reviewed on: 16th June 2026

Reliable

5
Really good, always there when you need it Reviewed on: 16th June 2026

I have used PayPal and PayPal credit for many years.

5
I have used PayPal and PayPal credit for many years. PayPal credit is a great way to help buy items, the charges are fair. Reviewed on: 16th June 2026

Reliable app

5
PayPal have always been good and easily available. I’ve never had an issues or problems. Reviewed on: 16th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101127 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products