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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
2250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Great service from Paypal , always good to use it to...

5
Great service from Paypal , always good to use it to pay for goods Reviewed on: 27th May 2024

In General the experience is good,

5
In General the experience is good, Reviewed on: 27th May 2024

opportunity for catch great deals and pay later

5
it is really nice option for me - i am doing bigger orders when shop has great discounts so i can spend 300-500£ for great deal order with no worryies. its great for me as i have 5cats and often i order on zooplus by PaypalCredit. its good choice for me because the cat food order will cover a 3-4 months, i will pay for it better price as i have discount and in the same time i can pay for it in a few smaller amounts - thank you PayPal! Reviewed on: 27th May 2024

Only good things I can say about pay pal credit .

5
Only good things I can say about pay pal credit . It’s so easy to manage my accounts Reviewed on: 27th May 2024

I have been using PayPal for a number of years I fin...

5
I have been using PayPal for a number of years I find it easy to use and very straightforward the payments are very manageable and would highly recommend Reviewed on: 27th May 2024

Highly recommend

5
Very good allows you to pay for things over a few months which helps a lot, I always use it as it is interest free and feels like you get your items for free as you only have to pay it back a little each month Reviewed on: 27th May 2024

Super Service

5
Always fantastic service and reliable- i recommend to everyone because its safe and efficient Reviewed on: 27th May 2024

great rates for large and small payments

5
I've used paypal credit for large and small payments knowing ill be protected when shopping and purchasing Reviewed on: 27th May 2024

great service!!

5
Great service, I particularly like the interest free period that you get so larger purchases. Very easy to use and the app is customer friendly. The credit limit of £2500 is plenty for most purchases that I would use a credit card for. Reviewed on: 27th May 2024

U can increase your credit

5
Had little credit to start then increased it. Reviewed on: 27th May 2024

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