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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59166 reviews)

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4.91

Based on 59,166 reviews, last reviewed 12th Apr 2026

770600% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use PayPal Credit regularly - it’s a great way to... I use PayPal Credit regularly - it’s a great way to stagger payment for things to you need straight away but prefer not to spend the money on in one ... Read more Reviewed on: 12th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59166)

very straightforward to use

Always been very straightforward to use and very convenient for bridging my occasional finance gaps Reviewed on: 5th June 2024

Easy to use, flexible options.

Easy to use, flexible options. Always handy to spread any larger payments over four months. Reviewed on: 5th June 2024

Never had an issue. All good.

Never had an issue. All good. Makes online shopping so much easier and safer. Reviewed on: 5th June 2024

My take on paypal

Easy to use and gives greater peace of mind than using cards on line Reviewed on: 5th June 2024

Always reliable and professional, prompt service

Always reliable and professional, prompt service Reviewed on: 5th June 2024

Always use PayPal it’s secure and easy

Always use PayPal it’s secure and easy Reviewed on: 5th June 2024

Have never had a problem with PayPal credit.

Have never had a problem with PayPal credit. I had a problem with a merchant and PayPal handled this quickly and fairly. Reviewed on: 5th June 2024

Am really happy using PayPal it easy

Am really happy using PayPal it easy Reviewed on: 5th June 2024

Was so easy to use for quick payment and pay later w...

Was so easy to use for quick payment and pay later which is great Reviewed on: 5th June 2024

It's so easy to use .

It's so easy to use . When ever spoken to adviser always been pleasant A secure way of paying for stuff online. Love the pay in 3 when offered. And credit incase need it Reviewed on: 5th June 2024

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