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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180933 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180933)

Good service i like

Good service paypal i use all time Reviewed on: 16th June 2026

Great service, providing flexibility in making purch...

Great service, providing flexibility in making purchases. Strong customer service. Great app for managing account. Reviewed on: 16th June 2026

Easy access, clear communication.

Easy access, clear communication. Reviewed on: 16th June 2026

Makes life easier

Makes life easier and I feel protected shopping on line Reviewed on: 16th June 2026

Great service and customer focused

Great service and customer focused Reviewed on: 16th June 2026

Often left without options to use features at checko...

Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default if no agreement can be made. Reviewed on: 16th June 2026

Great easy to use

Great easy to use always known i am in good hands and my money is safe Reviewed on: 16th June 2026

The app is easy to use and has great service.

The app is easy to use and has great service. Reviewed on: 16th June 2026

I've found PayPal Credit to be transparent and easy...

I've found PayPal Credit to be transparent and easy to use. Having worked in financial services I've seen a lot of people vulnerable to predatory lenders, but PayPal commitment to protecting and treating consumers fairly is genuine. Reviewed on: 16th June 2026

Excellent

Excellent - easy to use service. Reviewed on: 16th June 2026

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