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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1075% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Very secure method of payment.

Very secure method of payment. Never any problems and the one query I had regarding PayPal Credit was dealt with swiftly and successfully. I particularly like PayPal Credit as it allows flexibility when budgeting and is excellent for unforeseen expenses. Reviewed on: 27th May 2024

Good but PayPal credit balance can be slow

Good but PayPal credit balance can be slow Reviewed on: 27th May 2024

Wasn’t aware PayPal had a credit option, since then...

Wasn’t aware PayPal had a credit option, since then it the only option I use and works seamlessly Reviewed on: 27th May 2024

I originally had a starting credit of £1500 I bought...

I originally had a starting credit of £1500 I bought my alloys for my new car I got down graded to £1000 because I wasn't using it They have been great and a great way to pay for peace of mind would highly recommend it to any new person Reviewed on: 27th May 2024

Extremely useful and quick to use for online payment...

Extremely useful and quick to use for online payments, only a soft check need for approval. Easy to make repayments and enough reminders to make sure you don't miss any. It would be great if there was a PayPal credit card or something to enable PayPal credit on more than just online purchases. Reviewed on: 27th May 2024

Very easy and safe to use.

Very easy and safe to use....they 3 payments help me to buy larger purchases. Reviewed on: 27th May 2024

Ease of use ,and easy to understand

Ease of use ,and easy to understand Reviewed on: 27th May 2024

PayPal review

PayPal is easy to use and gives peace of mind that my money and details are safe. Reviewed on: 27th May 2024

PayPal credit is an excellent credit to use.

PayPal credit is an excellent credit to use. Viable options and always reliable. I recommend it any time. Reviewed on: 27th May 2024

Very easy to use.

Very easy to use. The app mske it really simple Reviewed on: 27th May 2024

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