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PayPal: PayPal Credit reviews

4.91
Based on 50,807 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
840% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50807)

Quick and easy to use, feel secure when using.

5
Quick and easy to use, feel secure when using. Reviewed on: 27th May 2024

Paypal credit is the best

5
Many years with Paypal The best is pay later 4 month option Reviewed on: 27th May 2024

Seamless and supportive

5
It’s so easy, meets my needs, and universal for most places Reviewed on: 27th May 2024

Good to used

5
I'm happy to use PayPal but I want more offer for splitting costs not only 3 I thinking some like 4 or 6 months Reviewed on: 27th May 2024

Good service and not had any problems so far

5
Good service and not had any problems so far Reviewed on: 27th May 2024

PayPal has been good

5
PayPal has been good overall. I mostly use it for Paypal credit and the flexibility is great! Reviewed on: 27th May 2024

very good

5
very good with keeping me up to date with required payments, always someone there to chat with when your worried which is great for someone like me who always panics. Reviewed on: 27th May 2024

Have been using PayPal for many years, and it's been...

5
Have been using PayPal for many years, and it's been a great experience. Reviewed on: 27th May 2024

Perfect for ease to complete online transactions.

5
Perfect for ease to complete online transactions. I also feel better knowing my transactions are safe and secure. Also helps with quick transactions as details needed for online transactions are saved into PayPal so no need to run for my purse! Reviewed on: 27th May 2024

Paypal does the biz!

5
Excellent service from paypal. I hesitation in recommending them. Customer service, when required, is excellent. Reviewed on: 27th May 2024

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