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PayPal: PayPal Credit reviews

4.73
Based on 180,932 reviews, last reviewed 18th Jul 2026
296% increase in 5 star reviews
in the past 90 days
359% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026
Wendy M's avatar
Wendy M

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180934)

Thumbs up to paypal for such good customer service.

5
I have been in touch with paypal over and over again,every time i speak to them my problem that i have at the time is sorted out more or less straight away. Reviewed on: 16th June 2026

Very easy and straightforward, never any problems.

5
Very easy and straightforward, never any problems. Reviewed on: 16th June 2026

Great experience always , easy payments

5
Great experience always, easy payments Reviewed on: 16th June 2026

Good credit card

5
A nice setup of card and auto pay ,so you can set the card as master and pay as you order on line ,with the added extra like booking a holiday on your credit card and getting 4 months to pay it back interest free grate for me... Reviewed on: 16th June 2026

Easy to apply and ultra fast approval.

5
Easy to apply and ultra fast approval. Reviewed on: 16th June 2026

Perfect experience never any problem

5
Perfect experience never any problem Reviewed on: 16th June 2026

Have used PayPal since 2009 have never had a issue...

5
Have used PayPal since 2009 have never had a issue called customer service recently to change address they were very polite and dealt with it really quickly will continue to be a customer for years to come Reviewed on: 16th June 2026

So easy to use, most of my transactions go through P...

5
So easy to use, most of my transactions go through PayPal Reviewed on: 16th June 2026

High standard customer service - any problems are so...

5
High standard customer service - any problems are solved very quickly. Reviewed on: 16th June 2026

Convenient online credit card

5
It’s very convenient that most of online stores accept PayPal credits which also has a fair interest rate. Reviewed on: 16th June 2026

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