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PayPal: PayPal Credit reviews

4.91
Based on 59,180 reviews, last reviewed 12th Apr 2026
771900% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

With PayPal it’s always smooth transaction it very e... With PayPal it’s always smooth transaction it very easy to get through my payment process. Reviewed on: 12th April 2026
Zerry o's avatar
Zerry o

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59180)

Great security when paying online , also love the ta...

5
Great security when paying online , also love the take 3 payments for when it's close to payday and funds are running low, its a lifesaver . Reviewed on: 5th June 2024

Very good 5 star's I would recommend it to be use a...

5
Very good 5 star's I would recommend it to be use all the time. Reviewed on: 5th June 2024

Allows me to make purchases quick and easy

4
Allows me to make purchases quick and easy Reviewed on: 5th June 2024

Benefits

5
Easy to use given good offers can management to make bigger payments if you can. Reviewed on: 5th June 2024

Making payments more affordable for us with increase...

5
Making payments more affordable for us with increases to cost of living Reviewed on: 5th June 2024

PayPal is very safe to use and it is easy...

5
PayPal is very safe to use and it is easy to get help Reviewed on: 5th June 2024

easy access to online shopping and excellent service

5
easy access to online shopping and excellent service Reviewed on: 5th June 2024

Easy and great to purchase online.

5
Easy and great to purchase online. Reliable and fast help if needed Reviewed on: 5th June 2024

I’ve been using PayPal for years I’ve never had any...

5
I’ve been using PayPal for years I’ve never had any trouble with them always feel safe with online payments Reviewed on: 5th June 2024

Great payment

5
Response to email and enquiry issues are handled through and good . Security with login is good as well Reviewed on: 5th June 2024

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