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PayPal: PayPal Credit reviews

4.73
Based on 180,932 reviews, last reviewed 18th Jul 2026
296% increase in 5 star reviews
in the past 90 days
359% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026
Wendy M's avatar
Wendy M

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180935)

With my email only I get paid.

5
With my email I get paid. It can’t be easier than that. Reviewed on: 16th June 2026

Have used PayPal online for about 15 years and have...

5
Have used PayPal online for about 15 years and have never had any issues Reviewed on: 16th June 2026

Never had a problems.

5
Never had a problems. Transactions have always been easy to do Reviewed on: 16th June 2026

Easy to use and the customer service very friendly ,...

5
Easy to use and the customer service very friendly , got me out of a few tricky situations with payments when my bank app been down ..... Reviewed on: 16th June 2026

PayPal is my go-to for transactions.

5
PayPal is my go-to for most online transactions I make. Never had an issue using the app and I enjoy the confidence that PayPal is secure and easy to navigate. Reviewed on: 16th June 2026

Great Service

5
I don’t have a great deal of experience… what I have experienced was to my satisfaction Reviewed on: 16th June 2026

Outstanding service always 5 STARS

5
Outstanding service always easy to use the app, help available and always there when need the service Reviewed on: 16th June 2026

Excellent and be honest trustful

5
Excellent and be honest trustful Reviewed on: 16th June 2026

Excellent service.

5
Excellent service. There is an option you can choose interest free payment about paying my instalment 3 times interest free.THanks for being there. Reviewed on: 16th June 2026

Easy to use and great that you can sit payments over...

5
Easy to use and great that you can sit payments over 4 months Reviewed on: 16th June 2026

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