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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 59,236 reviews, last reviewed 12th Apr 2026
776800% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service. Great service. Easy and quick to use Reviewed on: 12th April 2026
Sharon W's avatar
Sharon W

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026
Ann W's avatar
Ann W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59236)

Very good interests rate, easy to use app and website

5
Very good interests rate, easy to use app and website Reviewed on: 5th June 2024
Luca's avatar
Luca

Very good

5
Very good I’m using about 10 years reliable and secure Reviewed on: 5th June 2024
Waseem 's avatar
Waseem

Would recommend to all.

5
Would recommend to all. They provide a super service. I would use them in preference to conventional banks. They have flexible terms and easy to understand services. Reviewed on: 5th June 2024
Jonathan B's avatar
Jonathan B

Excellence

5
Since I’ve started to use PayPal I’ve had nothing but an excellent service customer service is second to none Reviewed on: 5th June 2024
Sean M's avatar
Sean M

They've always looked after me, with a few transacti...

5
They've always looked after me, with a few transactions that were not good and I gotta money back which I don't think i would've got elsewhere. Reviewed on: 5th June 2024
John k's avatar
John k

Quick and helpful staff, whenever I’ve needed help t...

5
Quick and helpful staff, whenever I’ve needed help they have done so quickly and professionally. Reviewed on: 5th June 2024
Ben H's avatar
Ben H

PayPal Credit

5
PayPal credit has always been easy to manage and make payments with Reviewed on: 5th June 2024
Kerry M's avatar
Kerry M

Great credit provider, supported with most shopping...

5
Great credit provider, supported with most shopping vendors, easy to managed via the PayPal app Reviewed on: 5th June 2024
Dan's avatar
Dan

PayPal Credit is brilliant

5
The ability to use PayPal to spread payments helps me mange my cash flow. As it is pre approved it takes the stress out of buying experiences Reviewed on: 5th June 2024
Brett J's avatar
Brett J

Easy to use.

5
Easy to use, very clear to see how I'm budgeting. Reviewed on: 5th June 2024
Nick's avatar
Nick

Review PayPal: PayPal Credit now

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