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PayPal: PayPal Credit reviews

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4.91
Based on 59,278 reviews, last reviewed 12th Apr 2026
780600% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for over 20 years now and it'... I've been using PayPal for over 20 years now and it's always been a good service Reviewed on: 12th April 2026
Andy's avatar
Andy

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026
Ann W's avatar
Ann W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59278)

MAKE MY SPENDING EASY

5
Very easy to use and applicable in many shops online. Reviewed on: 5th June 2024
Ronnel's avatar
Ronnel

PayPal Credit

5
PayPal Credit is really simple to use with a generous credit amount. So easy as it connects to your account and can trust it to carry out transactions safely. Customer service with PayPal has always been hassle free I have found and resolves the issues efficiently. Reviewed on: 5th June 2024
Alice W's avatar
Alice W

Good experience overall.

5
Good experience overall. Happy birthday for tomorrow and I will look into this Reviewed on: 5th June 2024
Iulius M's avatar
Iulius M

Great interest free card fantastic customer service...

5
Great interest free card fantastic customer service always helpful Reviewed on: 5th June 2024
Ray's avatar
Ray

Straight forward, simple and without any issues, als...

5
Straight forward, simple and without any issues, also very competitive. Super handy when it comes to purchases online, available with majority of retailers. I love the fact that you don’t have to pay all at once and there is also an option to slit it in 3 payments. Reviewed on: 5th June 2024
Damian Mleczak's avatar
Damian Mleczak

Great, I’ve used it for a few purchases such as holi...

5
Great, I’ve used it for a few purchases such as holidays. It’s a very easy process Reviewed on: 5th June 2024
Michael 's avatar
Michael

The best payment option period

5
PayPal is flexible easy to use and very very helpful if you need help I couldn't ask for a better service Reviewed on: 5th June 2024
Stephen L's avatar
Stephen L

Payl credit saved me a lot of times.

5
Payl credit saved me a lot of times. The only trusted solution to buy or pay bills whenever I need money. Reviewed on: 5th June 2024
Nezha's avatar
Nezha

Customer service is responsive and helpful.

5
Customer service is responsive and helpful. Products have real value being tailored perfectly to clients needs. Reviewed on: 5th June 2024
Wayne Grant's avatar
Wayne Grant

PayPal credit helped me to get things

5
PayPal credit helped me get things I couldn’t afford at the time, then I can pay back in Instalements Reviewed on: 5th June 2024
Michaela Moon's avatar
Michaela Moon

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