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PayPal: PayPal Credit reviews

4.73
Based on 180,932 reviews, last reviewed 18th Jul 2026
296% increase in 5 star reviews
in the past 90 days
359% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026
Wendy M's avatar
Wendy M

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180937)

Easy to use and great, lots of different options of...

5
Easy to use and great, lots of different options of how to pay Reviewed on: 16th June 2026

Never had an issue with PayPal happy customer

5
PayPal has resolved issues with sellers in rapidly. Reviewed on: 16th June 2026

I'm absolutely happy from PayPal.

5
I'm absolutely happy from PayPal. Everything you need is about them! Easy and so convenient!! Reviewed on: 16th June 2026

The Best payment Gateway ever, I’ve been using it si...

5
The Best payment Gateway ever, I’ve been using it since last year and it never disappoint me. Reviewed on: 16th June 2026

Simple to use and great rewards.

5
Simple to use and great rewards. Reviewed on: 16th June 2026

Great for purchasing items that may be returned.

4
Great for purchasing items that may be returned. Notifications would be good when free period ending Reviewed on: 16th June 2026

Great they are the best , well done

5
Great they are the best , well done Reviewed on: 16th June 2026

The safest way to pay.

5
The safest way to pay. Always know im not being scammed if I pay through pay pal. Pay in 3 with no interest its a no brainer. Reviewed on: 16th June 2026

Great service and easy to use.

5
Great service and easy to use. PayPal Credit makes it simple to spread the cost of purchases, and managing payments through PayPal is convenient and straightforward. A useful option for flexible online spending. Reviewed on: 16th June 2026

Super easy to use and reasonable

5
Super easy to use and reasonable Reviewed on: 16th June 2026

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