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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

840% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Very good very good very good can’t beat it

Very good very good very good can’t beat it Reviewed on: 27th May 2024

Excellent payment options when you don’t have the mo...

Excellent payment options when you don’t have the money to pull out in one payment. Makes life easier and family super happy they receive what they want for birthdays and Christmas Reviewed on: 27th May 2024

Can be tricky to get hold of them but once you do th...

Can be tricky to get hold of them but once you do they are very helpful Reviewed on: 27th May 2024

Good lending periods and communications!

Good lending periods and communications! Reviewed on: 27th May 2024

Please send me the £1,000

I'm very happy thank Very much,,, InshaAllah I will Savoz £1,000 Reviewed on: 27th May 2024

Love that you get 0% on purchases for 4 months

Love that you get 0% on purchases for 4 months which is really fair. It has helped me purchase so many higher cost items. Reviewed on: 27th May 2024

Never had a problem with PayPal after 22 years

Never had a problem with PayPal after 22 years Reviewed on: 27th May 2024

useful facility

The facility allows you to borrow for four months without incurring any interest charges which makes it a lot more possible to afford those significant purchases. Generally better than using a credit card given the long interest free period. Reviewed on: 27th May 2024

0% rate should be given for a longer period of time...

0% rate should be given for a longer period of time not only 3-4- months Reviewed on: 27th May 2024

Best Payment system

I use PayPal for almost all my payments now to safeguard myself and ever since I was accepted to PayPal credit its taken a lot of stress away when making big purchases. I'd recommend everyone use PayPal! Reviewed on: 27th May 2024

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