Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,932 reviews, last reviewed 18th Jul 2026
296% increase in 5 star reviews
in the past 90 days
359% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026
Wendy M's avatar
Wendy M

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180938)

With PayPal I'm protected

5
Always use PayPal, im confident then that im protected when making online purchases and have a variety of ways to pay. Reviewed on: 16th June 2026

I use pay pal a lot it is very easy...

5
I use pay pal a lot it is very easy to use Reviewed on: 16th June 2026

Excellent customer experience and the customer servi...

5
Excellent customer experience and the customer service team are willing to help and provide expert support regardless of the situation or problem. The terms are flexible and I’m reminded each month when payments are due. Reviewed on: 16th June 2026

I love it easy to use and good in many...

5
I love it easy to use and good in many ways Reviewed on: 16th June 2026

Everything is always straight forward.

5
Everything is always straight forward. Easy to understand. Reviewed on: 16th June 2026

Easy to use.

5
Easy to use. 4 months interests free is very useful too! Reviewed on: 16th June 2026

I have had no issues with PayPal they have been secu...

5
I have had no issues with PayPal they have been secure when paying for goods and services from other online platforms. Reviewed on: 16th June 2026

Simple app, easy to use.

5
Simple app, easy to use. Easy to keep track on upcoming payments. Reviewed on: 16th June 2026

Excellent service.

5
Excellent service. Very helpful Reviewed on: 16th June 2026

Best customer service

5
Whenever I called PayPal they resolved my issue Reviewed on: 16th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101137 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products