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PayPal: PayPal Credit reviews

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4.90
Based on 59,323 reviews, last reviewed 12th Apr 2026
784600% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Effective and easy to use PayPal Credit is a very effective and easy way to manage daily bills and finances Reviewed on: 12th April 2026
David J's avatar
David J

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59323)

Great services

5
Very good services, protect my money Reviewed on: 5th June 2024
Agnieszka S's avatar
Agnieszka S

Easy and affordable payment plan.

5
Easy and affordable payment plan. Reviewed on: 5th June 2024
Ana R's avatar
Ana R

Love using PayPal credit.

5
Love using PayPal credit. It provides a flexible shopping experience and it’s fantastic value for money. Reviewed on: 5th June 2024
Alex H's avatar
Alex H

Easy to use and available in a lot of online sites

4
Easy to use and available in a lot of online sites. The only problem is not being able to request a higher limit Reviewed on: 5th June 2024
Stephen M's avatar
Stephen M

Pay in 3 great idea and convenient also credit is go...

5
Pay in 3 great idea and convenient also credit is good rate Reviewed on: 5th June 2024
alan clemie's avatar
alan clemie

Very easy and very quick

5
Very easy and very quick, everything is laid out and shown without hidden costs. Especially the 0% for 6 months. Reviewed on: 5th June 2024
Asif Draconis Bashir's avatar
Asif Draconis Bashir

I am happy with my service, i like the 4 months no i...

5
I am happy with my service, i like the 4 months no interest option and the simplicity of it. I make sure to pay off all of my credit regularly and never had an issue. Also happy with level of security provided by paypal Reviewed on: 5th June 2024
Julie a's avatar
Julie a

Easy and clear.

5
Easy and clear. App is very good and helps me keep ontop of payments. Reviewed on: 5th June 2024
Markella K's avatar
Markella K

Great and fair service!

5
Great and fair service! Never had issues Reviewed on: 5th June 2024
David Cook's avatar
David Cook

Truly put me in control of my finances

5
They have actually helped me handle my finances better and any payments are in one place, also the pay in 3 and 4 months interest free have helped me buy things i would normally procrastinate about saving up for, also all items covered by the PayPal guarantee is priceless and helps avoiding scammers Reviewed on: 5th June 2024
Steve L's avatar
Steve L

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