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PayPal: PayPal Credit reviews

4.90
Based on 59,377 reviews, last reviewed 12th Apr 2026
789600% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The credit application was easy to complete. The credit application was easy to complete. The credit limit was set at a sensible starting point. I found the whole experience as positive one, and ... Read more Reviewed on: 12th April 2026
Patrick McCreanor's avatar
Patrick McCreanor

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59377)

Excellent buyers Protection, Amazing experience when...

5
Excellent buyers Protection, Amazing experience when feels safe and secure while making the payment Reviewed on: 5th June 2024

Easy to use when paying for items

5
Easy to use when paying for items Reviewed on: 5th June 2024

Paypal is great

5
I love PayPal it’s so easy to use and free Reviewed on: 5th June 2024

I always use PayPal for online transactions.

5
I always use PayPal for online transactions. Very secure. I particularly like the pay in 3 facility Reviewed on: 5th June 2024

Still use paypal after all these years.

5
Still use paypal after all these years. Great product. Great buyer protection too.! Reviewed on: 5th June 2024

Quick, easy and convenient way to pay for things.

5
Quick, easy and convenient way to pay for things. Also PayPal credit is great although interest is steep. Reviewed on: 5th June 2024

I've used paypal for years and find it easy to check...

4
I've used paypal for years and find it easy to check in and out. Paypal credit is also good for big purchases and feel it's safe online. It's not got the best app though Reviewed on: 5th June 2024

Great experience with Paypal, always there for me an...

5
Great experience with Paypal, always there for me and help me to pay for things and divide payments Reviewed on: 5th June 2024

Never had any problems at all.

5
Never had any problems at all. Helping out. Reviewed on: 5th June 2024

Safe and secure

5
Great experience fast service and secure Reviewed on: 5th June 2024

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