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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180938 reviews)

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4.73

Based on 180,938 reviews, last reviewed 18th Jul 2026

285% increase in 5 star reviews

in the past 90 days

351% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Linking Bank Account One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal c... Read more Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180939)

Truly a Pal - Paypal

Very secure, reliable and helps spread the cost, excellent customer service and user friendly app Reviewed on: 16th June 2026

Very helpful

Very helpful. Good customer service. Reviewed on: 16th June 2026

reassurance

Like that they offer reassurance when things go wrong. Like not having to give my card details to a retailer Reviewed on: 16th June 2026

Makes me financial easy to spend

Makes me financial easy to spend and helps manage to make my own payments at my own convenience Reviewed on: 16th June 2026

PayPal is super easy to use, I’ve never had a proble...

PayPal is super easy to use, I’ve never had a problem and it’s really easy to navigate! Wouldn’t trust any other company to deal with my money/purchases! Reviewed on: 16th June 2026

Great Payment platform

It’s a great option for payment -I always feel it’s a secure platform to use Reviewed on: 16th June 2026

I have been using PayPal now for years and it’s perf...

I have been using PayPal now for years and it’s perfect for spreading the cost and so simple to use with lots of ways to pay for things Reviewed on: 16th June 2026

A very safe and secure way to pay

A very easy way to pay fot my perchases very safe and secure with an option to pay in installments for larger items Reviewed on: 16th June 2026

excellent service works how you want it too

excellent service works how you want it too Reviewed on: 16th June 2026

Great app trust worthy, Using it for last 5year neve...

Great app trust worthy, Using it for last 5year never had any issue Reviewed on: 16th June 2026

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