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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180941 reviews)

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4.73

Based on 180,938 reviews, last reviewed 18th Jul 2026

285% increase in 5 star reviews

in the past 90 days

351% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Linking Bank Account One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal c... Read more Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180941)

Easy way to pay

Gives you an easier way to pay and see how much you've spent all in one place Reviewed on: 16th June 2026

Good for pay in 3 no interest charges

Good for pay in 3 no interest charges Reviewed on: 16th June 2026

Payments a bit high

Feel the repayments was too high not enough options Reviewed on: 16th June 2026

Always quick and efficient, use PayPal for all onlin...

Always quick and efficient, use PayPal for all online purchases Reviewed on: 16th June 2026

Always easy and simple to use.

Always easy and simple to use.. Highly recommended Reviewed on: 16th June 2026

Reliable, easy to use and good credit options.

Reliable, easy to use and good credit options. Reviewed on: 16th June 2026

Always handy

I’ve had a few occasions where the customer service team has had to refund my money due to poor sales and they’re always been top. I find the app easy to use and the safety in using PayPal really handy. Reviewed on: 16th June 2026

PayPal is my best friend

PayPal is easy to use. It gives me peace of mind because it protects my money whilst I'm buying the products I want. I recently downloaded a trial copy of software from the US. It didn't work for me and although I cancelled they charged me the following month. I contacted them to get my money back but no joy. I had paid for the trial through PayPal and within hours of contacted PayPal customers services my money was returned. Can't ask for more than that. Also, PayPal enables me to quickly send money without revealing any of my account details. Using Pay In 3 helps to spread the cost of bigger items meaning I don't have to dip into my savings for little indulgences. I can't recommend PayPal highly enough Reviewed on: 16th June 2026

Reliable, affordable rates, good communication throu...

Reliable, affordable rates, good communication through emails. Reviewed on: 16th June 2026

Premium service with great staff.

Premium service with great staff. Reviewed on: 16th June 2026

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