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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,424 reviews, last reviewed 12th Apr 2026
794100% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's easy to use . It's easy to use and comes in handy when you don't have the ready cash. Reviewed on: 12th April 2026
Ken 's avatar
Ken

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59424)

I am very happy with Paypal's service.

5
I am very happy with Paypal's service. It just made life easy when spending and easy way to reimburse. Reviewed on: 5th June 2024
Muhammad Rauf's avatar
Muhammad Rauf

Fantastic and Easy to Use

5
Fantastic and easy service to use and a simple payment system, fair interest rate, with some very good interest free deals Reviewed on: 5th June 2024
Alfie S's avatar
Alfie S

Faultless, excellent, easy to use

5
Faultless, excellent, easy to use Reviewed on: 5th June 2024
Joseph g's avatar
Joseph g

Not had any issues, very easy to use

5
Not had any issues, very easy to use Reviewed on: 5th June 2024
Tracey M's avatar
Tracey M

Always excellent service provided by the PayPal team

5
Always excellent service provided by the PayPal team Reviewed on: 5th June 2024
Sulaiman M's avatar
Sulaiman M

Quickly resolves any issues.

5
Quickly resolves any issues. I had an unknown payment appear on my account. I queried it and it was investigated and reversed. Reviewed on: 5th June 2024
Lola Gibbard's avatar
Lola Gibbard

Absolute pleasure.

5
Fist time I used pay pal credit I was abit worried as iv never borrowed money before but my experience has been nothing but pleasurable. Very easy app to use and 100% reliable. Reviewed on: 5th June 2024
Eak1984 's avatar
Eak1984

Top quality service and care!

5
PayPal have good customer care advisors and give you help whenever you need it. Everyone needs credit and they are open to providing and guiding you how to use credit safely. With PayPal credit you can use your credit at 0% with purchases over £99 which is great for those expensive must haves for the home. Gives you a little breathing space when things go wrong without paying interest!!! PayPal are always on hand to help when you have any worries or extra support. A great service which I highly recommend. Reviewed on: 5th June 2024
Michael P's avatar
Michael P

best provider

5
It’s the best provider to use online especially with 4 months free interest Reviewed on: 5th June 2024
John O's avatar
John O

It’s easy to use and convenient couldn’t ask for any...

5
It’s easy to use and convenient couldn’t ask for anything better Reviewed on: 5th June 2024
Stephen 's avatar
Stephen

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