Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,466 reviews, last reviewed 12th Apr 2026
797700% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have to have it Easy process, confident in using the service, makes your life easy, 4 months installment without fees and without request is a no brainer. Reviewed on: 12th April 2026
Ahmed A's avatar
Ahmed A

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (59466)

Very quick at replying to problems

5
Very quick at replying to problems Reviewed on: 5th June 2024
Sarah D's avatar
Sarah D

Like using PayPal.

5
Like using PayPal.online and store everywhere. Easy to make payments online. Reviewed on: 5th June 2024
Baby R's avatar
Baby R

My experience has been great with a huge improvement...

5
My experience has been great with a huge improvement in the user experience especially. Paypal has become my favourite way to seamlessly handle even most of my day to day payments. I will like to explore the use paypal physical cards in the UK if available. Reviewed on: 5th June 2024
John O's avatar
John O

4 mth 0%/pay in 3

5
I use the 4 mth 0% and pay in 3 often. Always excellent and easy to use Reviewed on: 5th June 2024
Lindsay Ball's avatar
Lindsay Ball

Fantastic service as always

5
So easy to use and also so easy to pay of early Reviewed on: 5th June 2024
Simon A's avatar
Simon A

paypal is great always highly recommended

5
paypal is great always highly recommended Reviewed on: 5th June 2024
oli's avatar
oli

Excellent

5
Easy, practical and very useful. Now paying in the stores is better than before. The transactions online as well are very easy to use. Reviewed on: 5th June 2024
Justmery Molina's avatar
Justmery Molina

Never had any problems with Paypal Credit.

5
Never had any problems with Paypal Credit. Fantastic service - simple and easy. Reviewed on: 5th June 2024
Mike J's avatar
Mike J

Very convenient and easy to use

5
PayPal credit is a very convenient and easy way to pay for purchases and services. Its very easy to check your balance and make payments. If you need to speak to customer services then it's easy to contact them as well. Reviewed on: 5th June 2024
Victoria H's avatar
Victoria H

Easy paypal

5
Surprising easy to apply and get started. Have had to get in touch with customer services but the reply times were good and managed to answer my queries. I have recommended PayPal credit to a bunch of my friends Reviewed on: 5th June 2024
Jack 's avatar
Jack

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill