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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180944 reviews)

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4.73

Based on 180,943 reviews, last reviewed 19th Jul 2026

271% increase in 5 star reviews

in the past 90 days

328% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

I feel safer ehen using paypal. I feel safer ehen using paypal. Thank you Reviewed on: 19th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180944)

Easy to use, great customer service

Easy to use, great customer service Reviewed on: 16th June 2026

0% interest for 4 months is very useful service/feature

0% interest for 4 months is very useful service/feature Reviewed on: 16th June 2026

Everything great app works amazing everything is eas...

Everything great app works amazing everything is easy to use Reviewed on: 16th June 2026

Easy and efficient

Easy to use, and purchase things before payday if needed, absolute life saver Reviewed on: 16th June 2026

Always a good choice for financing a purchase.

Always a good choice for financing a product. Very clear on charges and promotions. Reviewed on: 16th June 2026

Very reliable Good customer services and good app

Very reliable and clear understanding Reviewed on: 16th June 2026

Very good for flexible payment options as well as tr...

Very good for flexible payment options as well as transfering money to friends all under one roof Reviewed on: 16th June 2026

I have always had Great experience using paypal for...

I have always had Great experience using paypal for all my payment needs. Convenient , reliable while I earn points. Plus easier instalment options for regular users and credit options on larger purchases. Reviewed on: 16th June 2026

Excellent all round & would recommend to all.

Excellent all round & would recommend to all. Reviewed on: 16th June 2026

Easy and fast to use in all occasions

Easy and fast to use in all occasions Reviewed on: 16th June 2026

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