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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180953 reviews)

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4.73

Based on 180,952 reviews, last reviewed 19th Jul 2026

254% increase in 5 star reviews

in the past 90 days

314% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable - Safe & easy to use app. I have always found PayPal easy to use & customer services have always been extremely helpful and responsive. I find payment by PayPal a safe & quick ... Read more Reviewed on: 19th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180953)

Amazing experience recommendation to everyone use Pa...

Amazing experience recommendation to everyone use PayPal Reviewed on: 16th June 2026

Perfect PayPal Paying People & Purchasing Presents

Paypal is the most convenient platform for sending a receiving money, as well as making online purchases. I love the pay in 3 option and use it often. Especially at Christmas! There are very few retailers where I don't use PayPal to complete my purchase. Reviewed on: 16th June 2026

PayPal came to the rescue

PayPal came to the rescue for when finances were tight and I had the best experience. I feel confident with moving forward using PayPal Reviewed on: 16th June 2026

viable in most kinda of website, good and handy serv...

viable in most kinda of website, good and handy service with several kinds of payment methods, reliable tracking of payment and future spending. Reviewed on: 16th June 2026

Love that I can pay for certain products interest fr...

Love that I can pay for certain products interest free for 4 months, and smaller transactions split interest free over 3 monthly payments, Reviewed on: 16th June 2026

Very good and fair ways to pay for things, very...

Very good and fair ways to pay for things, very happy Reviewed on: 16th June 2026

So far not bad but I personally expect more cash bac...

So far not bad but I personally expect more cash back offers from paypal. Reviewed on: 16th June 2026

Good experience so far

Good experience so far,different options to choose for payments and flexibility Reviewed on: 16th June 2026

Good for most things, credit is a great service

Good for most things, credit is a great service Reviewed on: 16th June 2026

It has been good.

It has been good. It gives you the option to pay in three instalments or pay later, which is helpful. Reviewed on: 16th June 2026

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