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PayPal: PayPal Credit reviews

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4.90
Based on 59,504 reviews, last reviewed 12th Apr 2026
801200% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy PayPal customer. I've been a PayPal Credit customer since I applied and I'm very pleased with the service. From the start, I received an 18-month 0% interest offer, wh... Read more Reviewed on: 12th April 2026
Adrianna's avatar
Adrianna

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59504)

Love the convince and flexibility of PayPal credit

5
Love the convince and flexibility of PayPal credit Reviewed on: 5th June 2024
Lynn H's avatar
Lynn H

Widely accepted as payment method use it with my cur...

5
Widely accepted as payment method use it with my curve account on samsung pay the app is reliable and can set your repayment suited to you easy to use Reviewed on: 5th June 2024
Craig s's avatar
Craig s

Using PayPal is easy convenient and secure I highly...

5
Using PayPal is easy convenient and secure I highly recommend PayPal Reviewed on: 5th June 2024
Lyn W's avatar
Lyn W

PayPal is a secure way to shop online and pay with P...

5
PayPal is a secure way to shop online and pay with PayPal. Also PayPal is a gray way to send money to family and friends. Reviewed on: 5th June 2024
Zaneta L's avatar
Zaneta L

Love PayPal .

5
Love PayPal . Especially the pay in three Reviewed on: 5th June 2024
Martin 's avatar
Martin

My experience of PayPal Credit

5
PayPal credit is very reliable and a very secure payment method. Moreover, most merchants offer no interest purchases if paid in under 6 months which can be a great way of making bigger purchases and managing your money better. Reviewed on: 5th June 2024
Craig C's avatar
Craig C

Everything has been good,never had any problems

5
Everything has been good,never had any problems Reviewed on: 5th June 2024
Trudi B's avatar
Trudi B

Instant credit. Instant access.

5
Applied and had instant response with instant access to funds. What more can I say? No interest charges for three months as standard - better than most credit services Reviewed on: 5th June 2024
Chris R's avatar
Chris R

Extremely easy to use.

5
Extremely easy to use. Handy for large purchases. Great way to pay safely Reviewed on: 5th June 2024
Claire R's avatar
Claire R

Perfect use

5
It’s been very good, very handy, and no problems and always very helpful. Reviewed on: 5th June 2024
Hayden C's avatar
Hayden C

Review PayPal: PayPal Credit now

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