Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145576 reviews)

View other PayPal products

4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145576)

Useful credit option with easy repayment management

“I’ve found PayPal Credit to be a convenient way to spread the cost of larger purchases. The application process was straightforward and the credit was available quickly. Managing repayments through my PayPal account is simple and I like being able to see my balance and payment options in one place. Interest rates can be high if you don’t clear the balance within promotional periods, so it’s important to keep track of repayments. Overall, it’s been a useful and flexible credit product for my needs.” Reviewed on: 17th June 2026

Great company.

Great company. Responsible and easy to use online and app. Reviewed on: 17th June 2026

Trusted payment platform

Trusted payment platform , generally positive experience Reviewed on: 17th June 2026

Regularly use the 0% for 4 months option.

Regularly use the 0% for 4 months option. Great way to spread spending without interest charges, whilst not taking out lengthy loans etc Reviewed on: 17th June 2026

100% trust paypal

100% trust paypal being using it for years never had a issue Reviewed on: 17th June 2026

Easy process with no issues.

Easy process with no issues. Clear website on the laptop and mobile Reviewed on: 17th June 2026

Very good customer service, easy to use

Very good customer service, easy to use Reviewed on: 17th June 2026

Very quick and easy to use.

Very quick and easy to use. With manageable monthly payments Reviewed on: 17th June 2026

Excellent service

I never fall behind in a payment as I get good reminders, unlike others that only tell you when they penalise you. When something has gone wrong one phone call and it's sorted. Everything is done to help you in favour of your outcome so you are not left out of pocket. I lost my debit card and immediately sorted in minutes. A full payment and a pay in 3 taken at the same time for a purchase, again quickly sorted. Bad sellers and PayPal has come down in my favour. I also like the safety box not using my card details on websites. Agents are very efficient, courteous and friendly too. Reviewed on: 17th June 2026

Payments protected & always updated on my account

Payments protected & always updated on my account Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76819 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub