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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Very convenient way to transfer money to a family me...

Very convenient way to transfer money to a family member or a friend. Options for shopping and paying in instalments. Reviewed on: 27th May 2025

I have account in PayPal for long-term and evry day...

I have account in PayPal for long-term and evry day they're better. Reviewed on: 27th May 2025

All smooth and safe.

All smooth and safe. haven't had issues with them. Reviewed on: 27th May 2025

PP helps me out by giving me credit for expenses.

PP helps me out by giving me credit for expenses. I can either pay each month for 3 months or longer. Reviewed on: 27th May 2025

It has been a great experience for PayPal to be able...

It has been a great experience for PayPal to be able to offer pay plans credit for people to buy or plan on pay later option for a family trip. Reviewed on: 27th May 2025

I have always used paypal when I buy something onlin...

I have always used paypal when I buy something online its very safe and easy to make transactions Reviewed on: 27th May 2025

Use PayPal every chance I get, annoyed when it’s not...

Use PayPal every chance I get, annoyed when it’s not a checkout option. Plenty of options to pay in phases, access quick credit and for organising group payment which is huge with the team sport I’m apart of Reviewed on: 27th May 2025

Has allowed me to pay back at a rate i can afford wi...

Has allowed me to pay back at a rate i can afford without paying to much in interest Reviewed on: 27th May 2025

Paypal credit have helped me get back on my feet

Paypal credit have helped me get back on my feet and find financial security after a particularly difficult time in my life leaving an abusive relationship. I can't fault them for how simple and easy to use everything is, as well as clearly explained. I've had great support off paypal in the past and would recommend them to anyone in a situation like mine. Reviewed on: 27th May 2025

An easy, no fuss way to spread payments over a few p...

An easy, no fuss way to spread payments over a few pay packets. Reviewed on: 27th May 2025

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