Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great service provided always and easy to use

Great service provided always and easy to use Reviewed on: 11th July 2026

The best finance partner

I have been using PayPal for many years now and can’t remember how long, but my experience has been great. Easy access and use of the app is very beautiful, nothing ceremonial and very direct Reviewed on: 11th July 2026

Trustworthy, convenient and reliable

I use PayPal as my first choice to pay for anything online because it is such a widely accepted form of payment. I can pay immediately, pay in 3 installments or over a set period with PayPal credit so I know that no matter what, I can make a purchase and pay however I choose. I once had an issue with a product on eBay and I'd paid using PayPal, they were so helpful in resolving the issue and responded quickly to my issue. Reviewed on: 11th July 2026

I have always used PayPal Credit for large payments.

I have always used PayPal Credit for large payments. Its just makes things that little bit easier. Reviewed on: 11th July 2026

I use PayPal for all my online purchases, especially...

I use PayPal for all my online purchases, especially websites im unsure of as they protect my money Reviewed on: 11th July 2026

My go-to payment method for online purchases.

I have used Paypal for many years. My main reason for doing so is to save me using my debit card online, giving me much greater security. Paypal’s dispute system works extremely well if something goes wrong with a purchase. Last but not least, its so easy to make purchases through paypal. Reviewed on: 11th July 2026

5*excellent experience ,all the time I was pleasantly

5*excellent experience ,all the time I was pleasantly Reviewed on: 11th July 2026

Very easy to approach and very friendly

Very easy to approach and very friendly Reviewed on: 11th July 2026

Best and secure way of payments,especially when it c...

Best and secure way of payments,especially when it comes to new traders ,PayPal always have their customers back. Reviewed on: 11th July 2026

Fast, simple and reliable.

Fast, simple and reliable. Happy with PayPal. Reviewed on: 11th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Very Pay
from Shop Direct 3.66 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101313 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub