Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Great, honest fair and safe.

Pay pal have a very good reputation for honesty and fairness. Their rates are superb with no hidden extras. PayPal dl exactly what the advertise. It's a no trainer to use them as all transactions are safe and secure. Reviewed on: 27th May 2025

Easy to use.

Easy to use. Gives you extra protection when shopping online Reviewed on: 27th May 2025

PayPal Credit

Never experienced any problems. Quick and simple to use. Reviewed on: 27th May 2025

always had best experience and good deals on credit...

always had best experience and good deals on credit love it. Reviewed on: 27th May 2025

Helpful for credit

It has helped me be able to pay for something that had broken and I would have been unable to afford. The credit has helped me with this and the 0% interest is fantastic. Reviewed on: 27th May 2025

PayPal, a genuine review

I've been using PayPal for a few years now, and I've no complaints at all. I started using the pay in 3 first, then got a credit account, which is easily manageable. I would definitely recommend PayPal to anyone wanting to start building their credit rating. Reviewed on: 27th May 2025

Paypal is an excellent way of making secure payments...

Paypal is an excellent way of making secure payments online with the added benefit of spreading payments with paypal credit. A very professional and friendly, convenient, useful service with competative interest rates. Reviewed on: 27th May 2025

I've been using PayPal for many years, Pal Cr...

I've been using PayPal for many years, and PayPal Credit for about 3 years. Never had any problems. On the one occasion I had to contact the helpline when a parcel failed to arrive they sorted it out very quickly, and a replacement arrived within a couple of days. Reviewed on: 27th May 2025

RELIABLE AND CONVENIENT

PayPal has been a game-changer for my online transactions. The platform is user-friendly, secure, and makes sending and receiving payments a breeze. I've had a seamless experience with their services, and the customer support team is responsive when needed. Highly recommend! Reviewed on: 27th May 2025

Fab and groovy all good and chummy

Fab and groovy all good and chummy Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Retail Finance
from V12 Retail Finance 4.71 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub