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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57933 reviews)

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4.91

Based on 57,933 reviews, last reviewed 9th Apr 2026

657900% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to manage. Easy to manage. It’s not like a traditional credit card. It feels like I’m in charge of Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57933)

My piano dreams

I had wanted to learn the piano ever since I was a little girl. As I got older it was a battle between not enough spare time and not enough money.Then one day I saw an advert for some online piano tuition that people could do at their own pace and it was heavily discounted - here was my chance! But, as ever, I didn't have the money available. But to my utmost joy I discovered that the company accepted PayPal and additionally, I had previously made use of PayPal Credit, so this super helpful line of credit was used to buy my piano tuition. To say I was overjoyed, is an understatement! I have used PayPal for many years and have always found them reliable, easy to understand and their customer service is excellent. I have their app on my phone, so that I can see quickly what my monthly payment is going to be, plus any other transactions. Thank you PayPal for allowing me to follow my dream, you really are a helpful pal! Reviewed on: 4th June 2024

Safe, easy and friendliest transfers

Safest way to pay, the easiest to manage and the best customer care and service, patient and very helpful. All my online transactions are with paypal. Can't wait to see what is the next level that paypal will bring. Reviewed on: 4th June 2024

Have been with PayPal many years & have always been...

Have been with PayPal many years & have always been able to sort things amicably when a prob Reviewed on: 4th June 2024

I find it good value, a real safety net as you can u...

I find it good value, a real safety net as you can use it to pay most things online and know your safe and covered if the purchase isn’t right, great communication and friendly knowledgeable staff, lets you keep in control of your credit limit, and easy to use app, by far my favourite payment method, and now they have teamed up with a card you can access it out and about too Reviewed on: 4th June 2024

Very easy to use

Very easy to use, the app is user friendly. Communication is straightforward by email. Easy ways to contact customer service. easy to use PayPal at online checkouts. Reviewed on: 4th June 2024

Easy to use.

Easy to use. Love the 4 months interest free for purchases over £99. Only drawback is that making a payment from bank account to pay it off takes ages to come out of bank. Reviewed on: 4th June 2024

easy to use at a favourable rate

Generally easy to use at a favourable rate Reviewed on: 4th June 2024

Very reliable service.

Very reliable service. Great interface. Helpful support. Reviewed on: 4th June 2024

Great service

Easy and fast transactions, clear and affordable. Highly recommend. Reviewed on: 4th June 2024

PayPal gives me peace of mind.

I've had poor credit in the past but thanks to PayPals flexibility (no DD needed) it's freed me up to pay more on a good month and less on a bad. The peace of mind it brings me, knowing that if a larger item was to break down, that I can replace it quickly is great. My daughter is due to move into her first home in a few weeks and I've been able to but her some lovely items, while on sale, due to having paypal. Otherwise I'd be waiting till payday and the items would most likey be either gone or back to full price. Reviewed on: 4th June 2024

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