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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57890 reviews)

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4.91

Based on 57,890 reviews, last reviewed 9th Apr 2026

654000% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I've loved it with PayPal, they've been amazing and... I've loved it with PayPal, they've been amazing and it's been a very good service to use. Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57890)

Excellent product offered in a user friendly applica...

Excellent product offered in a user friendly application. Resolve problems promptly. Reviewed on: 4th June 2024

I use PayPal Credit quite often,it's very useful for...

I use PayPal Credit quite often,it's very useful for buying things that I wouldn't normally buy,as I can't afford a( large one of payment )so it really helps,spreading the cost,thank you for giving me the opportunity to do so. Reviewed on: 4th June 2024

First credit I've used.

First credit I've used. It was a good introduction to safely using credit when I was younger and gave me a better understanding of how it works. Incremental credit limit increases are helpful with option to decline them also if not required. Reviewed on: 4th June 2024

Positive experience with no issues so far.

Positive experience with no issues so far. Reviewed on: 4th June 2024

Customer service was excellent, interest rates very...

Customer service was excellent, interest rates very good or zero, peace of mind when purchasing. Easy to use and easy to find account balance excellent. Reviewed on: 4th June 2024

Doesn't pay properly

They take money from the credit without accepting it from the bank Reviewed on: 4th June 2024

Wonderful service

Great customer service and reliable to solve issues Reviewed on: 4th June 2024

I’ve been using PayPal credit for years now.

I’ve been using PayPal credit for years now. It’s my go to method rather than credit cards. Easier to use & view balance & make payments. Amazing Reviewed on: 4th June 2024

Never had issues, always been good.

Never had issues, always been good. Reviewed on: 4th June 2024

Simple and responsible lender

Easy to use, more and more places to use it too. I love being able to spread payments over 4 months - it's just enough. Very responsible lender. Reviewed on: 4th June 2024

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