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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180847)

It does what it says.

5
It does what it says. I haven't had to use it lots, so can't really comment on customer service etc Reviewed on: 15th June 2026

Brilliant service .

5
I have been using PayPal for years now and thank to them I am able to sort all my payments and transactions easily without having any issues. I would really recommend using it for many reasons especially if for any reason something bad happened I know that they will manage it and will be able to sort it. I remember I had a problem 3 times and they did an amazing service to get my money back. Reviewed on: 15th June 2026

PayPal card is good and convenient to use, would be...

4
PayPal card is good and convenient to use, would be better if the limit was more but happy the interest isn’t that bad Reviewed on: 15th June 2026

Long time customer

5
Been a customer for many years now and always happy Reviewed on: 15th June 2026

Always easy using PayPal and helps me spread the cost.

5
Always easy using PayPal and helps me spread the cost. Reviewed on: 15th June 2026

PayPal is so handy and easy to use

5
Love PayPal, options of PayPal credit and quick and easy use, and to pay for goods also Reviewed on: 15th June 2026

Easy to use, no fuss and does what is needed

5
Easy to use, no fuss and does what is needed Reviewed on: 15th June 2026

Easy App and payment choices

5
It is an easy to use app and the communication is quick Reviewed on: 15th June 2026

Payment has been very helpful as it make payment eas...

5
Payment has been very helpful as it make payment easy a d secure. I have enjoyed the use of the service since joining Reviewed on: 15th June 2026

Consistently reliable & trusted platform

5
Consistently reliable and trusted platform Reviewed on: 15th June 2026

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