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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,850 reviews, last reviewed 9th Apr 2026
650700% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to pay and manage online. Easy to pay and manage online. Hassle free PayPal credit. Very good. Reviewed on: 9th April 2026
Wing Keung Law's avatar
Wing Keung Law

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57850)

I really happy , because if I need something ,I can...

5
I really happy , because if I need something ,I can buying and paying later Reviewed on: 4th June 2024
Aisha Jabari's avatar
Aisha Jabari

Very easy to use

5
Very easy to use and easy to follow interest and see what interest free deals are running on my account Reviewed on: 4th June 2024
Jayne Marshall's avatar
Jayne Marshall

Smooth process

5
Very easy to pay, view, transfer money. Refund received very fast too. Reviewed on: 4th June 2024
Svetlana P's avatar
Svetlana P

World class.

5
World class. Very easy to use and the functions are very detailed l. Reviewed on: 4th June 2024
Stuart's avatar
Stuart

Very good.

5
Very good. No problems at all. Very happy. Reviewed on: 4th June 2024
Liam Mc Hugh 's avatar
Liam Mc Hugh

Makes it easy to purchase items which would not be a...

5
Makes it easy to purchase items which would not be able to be afforded without a payment option. And an easy way to pay back with the PayPal app. Reviewed on: 4th June 2024
Lance W's avatar
Lance W

Great for online transactions

5
I find it so easy to have all my cards in one place, I love the use of the intrest free on paypal credit, I had a problem with a transaction last year and I rang PayPal and the sorted it very fast, they got all the money back, I will always use PayPal online! Reviewed on: 4th June 2024
Liam E's avatar
Liam E

Awesome PayPal

5
Never had a problem with PayPal, easy transactions and helpful buy now pay later and credit facility. Reviewed on: 4th June 2024
Philip C's avatar
Philip C

PayPal being safe

5
When I've ever had a problem PayPal advise you what to do then step when you need them to your account details and money is always safe Reviewed on: 4th June 2024
John Yarrow 's avatar
John Yarrow

all is perfect , never been problem.

5
all is perfect , never been problem. excellence service Reviewed on: 4th June 2024
Maija Z's avatar
Maija Z

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