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PayPal: PayPal Credit reviews

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4.91
Based on 57,821 reviews, last reviewed 9th Apr 2026
648100% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use with a great options I have been using PayPal for years , never had any issues. Ease to use with a great offers . Reviewed on: 9th April 2026
Dorota Z's avatar
Dorota Z

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57821)

0% interest for 6 months is a game changer

5
0% interest for 6 months is a game changer Reviewed on: 4th June 2024
Thuza N's avatar
Thuza N

I attempted a computer purchase with PayPal credit,...

2
I attempted a computer purchase with PayPal credit, but it was deemed suspicious. Instead of contacting me or cancelling, they transferred the full amount to my main account. Fortunately, my bank denied the transaction and protected me. Reviewed on: 4th June 2024
Rogerio S. Campos's avatar
Rogerio S. Campos

Honest opinion from a genuine customer

5
I always use PayPal because of its safety and communication with customers is excellent and customer service department is amazing . Reviewed on: 4th June 2024
Darren 's avatar
Darren

Always a good simple clear transaction, really easy...

5
Always a good simple clear transaction, really easy to use and convienient Reviewed on: 4th June 2024
Dan's avatar
Dan

I always feel safe and secure using PayPal online.

5
I always feel safe and secure using PayPal online. Their credit offer has helped me out a lot with recent, larger purchases. Reviewed on: 4th June 2024
Karen M's avatar
Karen M

Very satisfied with customer service staff and suppo...

5
Very satisfied with customer service staff and support, peace of mind for shopping and especially buying now and paying four payments. Reviewed on: 4th June 2024
Raz's avatar
Raz

Very easy to use, definitely made purchasing stress...

5
Very easy to use, definitely made purchasing stress free for me. Reviewed on: 4th June 2024
Betty W's avatar
Betty W

Great convenient and safe way to make payments onlin...

5
Great convenient and safe way to make payments online and reasonable interest rates when it applies Reviewed on: 4th June 2024
Dacky Conrad's avatar
Dacky Conrad

Good product overall

5
It's been very useful and approval time was quick Reviewed on: 4th June 2024
Laura F's avatar
Laura F

Best way to pay

5
I always use PayPal to pay for things online as its a great way to safeguard your money against scammers or items just being lost in the post Reviewed on: 4th June 2024
Lynette a's avatar
Lynette a

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