Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180856 reviews)

View other PayPal products

4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180856)

Good & easy to use, I use this for a...

Good & easy to use, I use this for a lot of purchases Reviewed on: 15th June 2026

Good all rounder

Good for bigger purchases to spread the cost. They keep you aware of when promotional offers are due to end. You can schedule payments. You can add to your Apple wallet to use in store. Reviewed on: 15th June 2026

Very good experience to balance finances

Very good experience to balance finances Reviewed on: 15th June 2026

Easy to work with and great offers like 3 payments i...

Easy to work with and great offers like 3 payments interest free Reviewed on: 15th June 2026

Easy to use.

Easy to use.complaints dealt with quickly and fairly Reviewed on: 15th June 2026

I've had a good experience with PayPal credit from d...

I've had a good experience with PayPal credit from day 1 would highly recommend to family and friends. Never had a reason to contact PayPal customer services but had lots of friends and family contact them and never had a bad experience Reviewed on: 15th June 2026

I like the instalment payments with no interest char...

I like the instalment payments with no interest charged and customer service very good Reviewed on: 15th June 2026

Brilliant app

Paypal is incredibly easy to use the app is extremely helpful to keep track of your account and the direct debits with email reminders mean you never lose track of your spending. Reviewed on: 15th June 2026

I really like using PayPal so far

I really like using PayPal so far Reviewed on: 15th June 2026

A good Choice...

Pay pal is Convieniant Easy to use and A good Choice for Buying on Line. Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101056 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub