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PayPal: PayPal Credit reviews

4.91
Based on 57,808 reviews, last reviewed 9th Apr 2026
646800% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Np1 I have always found that PayPal is super fast, easy to use and very secure Reviewed on: 9th April 2026
Gareth 's avatar
Gareth

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57808)

Always a good simple clear transaction, really easy...

5
Always a good simple clear transaction, really easy to use and convienient Reviewed on: 4th June 2024

I always feel safe and secure using PayPal online.

5
I always feel safe and secure using PayPal online. Their credit offer has helped me out a lot with recent, larger purchases. Reviewed on: 4th June 2024

Very satisfied with customer service staff and suppo...

5
Very satisfied with customer service staff and support, peace of mind for shopping and especially buying now and paying four payments. Reviewed on: 4th June 2024

Very easy to use, definitely made purchasing stress...

5
Very easy to use, definitely made purchasing stress free for me. Reviewed on: 4th June 2024

Great convenient and safe way to make payments onlin...

5
Great convenient and safe way to make payments online and reasonable interest rates when it applies Reviewed on: 4th June 2024

Good product overall

5
It's been very useful and approval time was quick Reviewed on: 4th June 2024

Best way to pay

5
I always use PayPal to pay for things online as its a great way to safeguard your money against scammers or items just being lost in the post Reviewed on: 4th June 2024

It's a yes from me! .

5
Easy to view & understand statements. A safe way to pay , options for payments. No hassle in using app Reviewed on: 4th June 2024

I always feel save when I use PayPal credit

5
I always feel save when I use PayPal credit and it helps me able to live my life without worry and stress ! Reviewed on: 4th June 2024

Great service and easy to use.

5
Great service and easy to use. PayPal credit is super helpful and gives you more options when purchasing items. Reviewed on: 4th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review