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PayPal: PayPal Credit reviews

4.91
Based on 58,021 reviews, last reviewed 9th Apr 2026
665900% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Can't recommend enough Its just so simple, i can use it where I shop, the credit has been so simple and hassle free and flexible simple repayment method and gives me peach ... Read more Reviewed on: 9th April 2026
alan jackson's avatar
alan jackson

Latest lowest rating:

2

Dont make the mistake i did Because i have tried several times to pay my account and only one payment went through. Since then they keep being refused. My bank states it is not f... Read more Reviewed on: 9th April 2026
Mrs C's avatar
Mrs C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (58021)

Great way to buy goods that you couldn't afford to b...

5
Great way to buy goods that you couldn't afford to buy outright Reviewed on: 4th June 2024

PayPal is very reliable.

5
PayPal is very reliable. It’s great to have a trusted finance company that can help me with purchases and not have to worry about huge over heads. Reviewed on: 4th June 2024

Helpful when you need a little helping hand.

5
Helpful when you need a little helping hand. Reviewed on: 4th June 2024

Great option

5
Very quick and easy to use. Great alternative and allows me lots of flexibility. Reviewed on: 4th June 2024

Easy to arrange and clear communications.

5
Easy to arrange and clear communications. Handy reminder e-mails before payment is taken. Reviewed on: 4th June 2024

Good value easy to use always over the world

5
Good value easy to use always over the world Reviewed on: 4th June 2024

Very easy to use.

5
Very easy to use. Great security Reviewed on: 4th June 2024

Have been using PayPal for a number of years and I f...

5
Have been using PayPal for a number of years and I feel safe that I am covered for any problems Reviewed on: 4th June 2024

I've had one or two problems when buying.

5
I've had one or two problems when buying. Ppal sorted out in no time Reviewed on: 4th June 2024

Excellent service

5
I have had only good experiences with PayPal credit. Long may it continue Reviewed on: 4th June 2024

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