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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,057 reviews, last reviewed 9th Apr 2026
669000% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal, where would we be without it ?. Pay Pal is easy to use, its a very dependable and trusted financial service used by myself and my family, I certainly would advise people to use this ... Read more Reviewed on: 9th April 2026
Richard B's avatar
Richard B

Latest lowest rating:

2

Dont make the mistake i did Because i have tried several times to pay my account and only one payment went through. Since then they keep being refused. My bank states it is not f... Read more Reviewed on: 9th April 2026
Mrs C's avatar
Mrs C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58057)

Works well

5
Works well, pay in 3 is good and widely accepted as a payment method. Reviewed on: 4th June 2024
Allan W's avatar
Allan W

Security while buying products very reliable service...

5
Security while buying products very reliable service and peace of mind Reviewed on: 4th June 2024
Sara S's avatar
Sara S

Straightforward and convenient

5
The application process for credit was easy and straightforward. PayPal credit is also a very convenient payment method as it available on many websites and in-store Reviewed on: 4th June 2024
victor t's avatar
victor t

Very easy to use and simple to sign up for.

5
Very easy to use and simple to sign up for. Took a little while to get approved but all good after that. Regular payment checks and credit increases but no pressure added in doing so. Reviewed on: 4th June 2024
Daniel F's avatar
Daniel F

Very good

5
Very smooth with no hassle.Would recommend anyone looking for credit option Reviewed on: 4th June 2024
Umarah F's avatar
Umarah F

Super easy to use with great low/no interest options

5
Super easy to use with great low/no interest options Reviewed on: 4th June 2024
Gareth B's avatar
Gareth B

Total Trust

5
It is a secondary security action on cards and i feel so safe using it as i have COMPLETE faith they will assist in every way. Excellent customer service Reviewed on: 4th June 2024
Margaret S's avatar
Margaret S

Paypals 4 months interest free is great

5
Paypals 4 months interest free is great Reviewed on: 4th June 2024
Dan's avatar
Dan

PayPal credit is easy to setup and manage all from y...

4
PayPal credit is easy to setup and manage all from you app on your phone. Reviewed on: 4th June 2024
Paul H's avatar
Paul H

I like using PayPal credit because it is easy to set...

5
I like using PayPal credit because it is easy to set up payments and they give you plenty warning when payments are due. Pay in 3 is easy to use and the statements show exactly what payments are going out and when. Reviewed on: 4th June 2024
Sharon S's avatar
Sharon S

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