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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,117 reviews, last reviewed 9th Apr 2026
674500% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for many many years and have alwa... I have used Paypal for many many years and have always found them to be fair, accomodating and easy to use. Reviewed on: 9th April 2026
Stannyyjoe's avatar
Stannyyjoe

Latest lowest rating:

2

Payment always bounces Ive set up direct debits and made manual payments but it always bounces. Hate that the money doesnt come out there and then, its always days later. Reviewed on: 9th April 2026
tammix's avatar
tammix
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58117)

Always really helpful and quick to sort issues

5
Always really helpful and quick to sort issues Reviewed on: 4th June 2024
Jordan M's avatar
Jordan M

It's good but we need everything faster

5
It's good but we need everything faster Reviewed on: 4th June 2024
Lavan K's avatar
Lavan K

Quick, easy to use & helpful

5
Very simple application process, reading your credit & payment due dates is set out very well, and communication from PayPal is always good when you have upcoming payments. Have used PayPal credit multiple times and would recommend to others. Reviewed on: 4th June 2024
Charlie H's avatar
Charlie H

Just simple, quick and steaight forward feels safe a...

5
Just simple, quick and steaight forward feels safe and responsible Reviewed on: 4th June 2024
Christine Bruce's avatar
Christine Bruce

Easy to deal with, good rates

5
Easy to deal with, good rates. I think PayPal is an excellent provider Reviewed on: 4th June 2024
Jay T's avatar
Jay T

PayPal always support me for my financial requirements.

4
PayPal always support me for my financial requirements..! Reviewed on: 4th June 2024
Sabari R's avatar
Sabari R

Amazing service always

5
Always efficient never had an issue all disputes always dealt with quickly Reviewed on: 4th June 2024
Saphora z's avatar
Saphora z

Pay pal is very easy to use and you can transfer or...

5
Pay pal is very easy to use and you can transfer or send money very quickly and efficiently. Reviewed on: 4th June 2024
Shania's avatar
Shania

East and flexible credit facility

5
Straightforward process and the flexibility of credit or Pay in Three 0% instalments. Reviewed on: 4th June 2024
Steve D's avatar
Steve D

Great help from PayPal for large purchases

5
Being a single parent and not being able to afford expensive items, PayPal enables me to do this! And 4 months without interest is fantastic! There is no way that I could pay for the big items without this option. Reviewed on: 4th June 2024
Leanne S's avatar
Leanne S

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