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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180785)

Excellent

5
Letting you get items that carn't wait till payday. Reviewed on: 15th June 2026

So far it's brilliant no problems or issues.

5
So far it's brilliant no problems or issues. PayPal account gives plenty of options when you are responsible and keep all the payments and commitments. Reviewed on: 15th June 2026

PayPal has simply made my monthly and daily planning...

5
PayPal has simply made my monthly and daily planning + shopping much easier Reviewed on: 15th June 2026

Great and approachable customer service always proac...

5
Great and approachable customer service always proactive Reviewed on: 15th June 2026

Good customer service, reliable payment method and e...

5
Good customer service, reliable payment method and effective service Reviewed on: 15th June 2026

Super reliable, secure, and incredibly easy to use

5
Super reliable, secure, and incredibly easy to use Reviewed on: 15th June 2026

A Decade using PayPal Credit

5
I've been using PayPal Credit for about a decade and it's been a great and safe way to pay for goods over £99 as you get 4 months interest free. Most useful for big purchases so you can spread the cost. Reviewed on: 15th June 2026

Never had any trouble with PayPal, it's a great comp...

5
Never had any trouble with PayPal, it's a great company, customer service is good and transactions are fully updated and explained Reviewed on: 15th June 2026

Fabulous Product

5
Great offer on credit card, 0 interest for 3 months which has been really helpful to keep me going. Paypal also offer some great rewards when you spend, no catch. I haven’t had to use customer services yet but if it’s anything like their products I’m sure it’s great. I would recommend a Paypal debit or credit card! Reviewed on: 15th June 2026

It’s very useful but dangerous if misused

5
It’s very useful but dangerous if misused Reviewed on: 15th June 2026

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