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PayPal: PayPal Credit reviews

4.91
Based on 58,161 reviews, last reviewed 9th Apr 2026
678600% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A secure way to pay with debit and credit options Offers me a secure way to pay from my bank accounts, split over 3 payments, or with credit. Really easy to use, where retailers link directly to the ... Read more Reviewed on: 9th April 2026
Sian C's avatar
Sian C

Latest lowest rating:

1

I have been trying to get a refund since December fr... I have been trying to get a refund since December from Debenhams which I paid with PayPal I sent all items back as the came in a mess and I spoke to D... Read more Reviewed on: 9th April 2026
sarah wrigley's avatar
sarah wrigley

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58161)

Trouble free and secure

5
Problem free easy but above all secure Reviewed on: 4th June 2024

Very Simple and Easy form of payment, can used on ma...

5
Very Simple and Easy form of payment, can used on many different sites. and then best thing is it inclued pay over 3 Months.. 0% interest. Reviewed on: 4th June 2024

Very flexible, good support in need.

5
Very flexible, good support in need. Brilliant when joined with curve. Reviewed on: 4th June 2024

It is easy to use clear and effective

5
It is easy to use clear and effective Reviewed on: 4th June 2024

Using PayPal for years and only gets better

5
I am using PayPal for years and only gets better , pay in 3 and flexible credit makes life so much easier , I can buy now and pay it off without paying any fees ( if paid on time ) love it , I will never top using PayPal. Reviewed on: 4th June 2024

PayPal credit is handy for larger purchases if you w...

4
PayPal credit is handy for larger purchases if you want to delay the cost Reviewed on: 4th June 2024

PayPal is the best.

5
I have used PayPal now for three years, paying for things and paying it off when I could really good service and really happy with the service Reviewed on: 4th June 2024

It's fantastic

5
It's fantastic won't use anything else Reviewed on: 4th June 2024

Love PayPal credit,feel safe buying online and never...

5
Love PayPal credit,feel safe buying online and never had a problem Reviewed on: 4th June 2024

I have completed faith in using PayPal and so easy t...

5
I have completed faith in using PayPal and so easy to use. Reviewed on: 4th June 2024

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