Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,182 reviews, last reviewed 9th Apr 2026
680400% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit is easy to use and a great deal PayPal Credit is easy to use and is better than having to reapply for credit. Paying in 4 months, interest free is really handy. You can amend your di... Read more Reviewed on: 9th April 2026
Paul Denman's avatar
Paul Denman

Latest lowest rating:

1

I have been trying to get a refund since December fr... I have been trying to get a refund since December from Debenhams which I paid with PayPal I sent all items back as the came in a mess and I spoke to D... Read more Reviewed on: 9th April 2026
sarah wrigley's avatar
sarah wrigley
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (58182)

I love PayPal credit, it gives me freedom of choice...

5
I love PayPal credit, it gives me freedom of choice but I do get confused with the statement screen. I would like to know how much I owe on each thing I’ve bought, not just up until the interest period is over. Reviewed on: 4th June 2024
Chloe R's avatar
Chloe R

Great option to budget for large purchases

5
Great option to budget for large purchases Reviewed on: 4th June 2024
Alison F's avatar
Alison F

Easy to use and always handy to have.

5
Easy to use and always handy to have. Reviewed on: 4th June 2024
Gemma M's avatar
Gemma M

Great way to break up payments

5
Used PayPal credit for multiple purchases, provides a good way of breaking up payments with a fair interest rate. Reviewed on: 4th June 2024
Kyle W's avatar
Kyle W

Reliable, safe and very flexible.

5
I have found paypal credit reliable, safe and very user friendly. Being of mature years I tend to go out & buy what I want but using paypal credit I can pay my balance off all in one lump sum or use the pay in 3. The payment terms are very flexible & to suit the individual. Reviewed on: 4th June 2024
Annie 's avatar
Annie

Very easy to use

5
Never had any issues with PayPal and find it very easy to use. Reviewed on: 4th June 2024
Rachel S's avatar
Rachel S

The easy way to pay..

5
It’s really easy to use and understand Reviewed on: 4th June 2024
Richard's avatar
Richard

No problems with service , quick and trusted payment...

5
No problems with service , quick and trusted payment method Reviewed on: 4th June 2024
William m's avatar
William m

Great System

5
Never had a days trouble and has certainly made money management easier. Reviewed on: 4th June 2024
L IBlaine's avatar
L IBlaine

Easy to use, quick processing of purchases and help...

5
Easy to use, quick processing of purchases and help with issues Reviewed on: 4th June 2024
Debbie W's avatar
Debbie W

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill