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PayPal: PayPal Credit reviews

4.91
Based on 58,206 reviews, last reviewed 9th Apr 2026
682200% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always there when you need to spread the cost.. Always there when you need to spread the cost at no extra cost. Buying the things you really need or want has never been easier. There doesn't seem... Read more Reviewed on: 9th April 2026
Michael D's avatar
Michael D

Latest lowest rating:

1

I have been trying to get a refund since December fr... I have been trying to get a refund since December from Debenhams which I paid with PayPal I sent all items back as the came in a mess and I spoke to D... Read more Reviewed on: 9th April 2026
sarah wrigley's avatar
sarah wrigley

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58206)

Super service .

5
Super service . Good costumer . Low APR Reviewed on: 4th June 2024

Fantastic

5
Fantastic Highley reccommended to all fast and easy to use………………………,,……,,,,,,.5 ***** plus Reviewed on: 4th June 2024

Wirhout PayPal I be totally lost omg

5
Wirhout PayPal I be totally lost omg Reviewed on: 4th June 2024

Very convenient payment service

5
I like choose what paypal service can offer, very flexible. Reviewed on: 4th June 2024

Credit limit increases

5
I am satisfied with the service PayPal provides. My only issue is there is no option to apply for Credit limit increases. Credit limit increases are only initiated by PayPal and no option for user to apply. Reviewed on: 4th June 2024

Always easy to use PayPal wherever I am in the World.

5
Always easy to use PayPal wherever I am in the World. Accepted by so many sellers. Reviewed on: 4th June 2024

My daughter was getting married and I need funds qui...

5
My daughter was getting married and I need funds quickly... PayPal credit came to the rescue quickly and the whole process was straightforward with outstanding service Reviewed on: 4th June 2024

Very good service.

5
Very good service. I'm happy using PayPal credit. No very big many need pay every month. Reviewed on: 4th June 2024

You’re missing out if you don’t use PayPal.

5
Efficiently and effectively manages how I spend my money, I can use the credit service to purchase then pay it off in four months. It’s been an absolute game changer. Reviewed on: 4th June 2024

I have PayPal more than 14 years I have a highest cr...

5
I have PayPal more than 14 years I have a highest credit limit ever Reviewed on: 4th June 2024

Review PayPal: PayPal Credit now

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