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PayPal: PayPal Credit reviews

4.91
Based on 58,219 reviews, last reviewed 10th Apr 2026
683500% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal proveds safe service.. Simple everytime I use PayPal, I feel very safe and confident that no matter what my order would be delivered. Because how they deal with problems whe... Read more Reviewed on: 10th April 2026
Francis A's avatar
Francis A

Latest lowest rating:

1

I have been trying to get a refund since December fr... I have been trying to get a refund since December from Debenhams which I paid with PayPal I sent all items back as the came in a mess and I spoke to D... Read more Reviewed on: 9th April 2026
sarah wrigley's avatar
sarah wrigley

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58219)

Helpful, responsive and easy

5
Extremely fast at resolving any problems or answering queries. Which is very reassuring dealing with credit. Also the pre-approval saves time. Who wouldn’t buy over staggered payments if poss? Reviewed on: 4th June 2024

I use it few years and never have any issues.

5
I use it few years and never have any issues. Customer service is excellent Reviewed on: 4th June 2024

Never any issues using PayPal, safe and secure purch...

5
Never any issues using PayPal, safe and secure purchasing. Reviewed on: 4th June 2024

Super service .

5
Super service . Good costumer . Low APR Reviewed on: 4th June 2024

Fantastic

5
Fantastic Highley reccommended to all fast and easy to use………………………,,……,,,,,,.5 ***** plus Reviewed on: 4th June 2024

Wirhout PayPal I be totally lost omg

5
Wirhout PayPal I be totally lost omg Reviewed on: 4th June 2024

Very convenient payment service

5
I like choose what paypal service can offer, very flexible. Reviewed on: 4th June 2024

Credit limit increases

5
I am satisfied with the service PayPal provides. My only issue is there is no option to apply for Credit limit increases. Credit limit increases are only initiated by PayPal and no option for user to apply. Reviewed on: 4th June 2024

Always easy to use PayPal wherever I am in the World.

5
Always easy to use PayPal wherever I am in the World. Accepted by so many sellers. Reviewed on: 4th June 2024

My daughter was getting married and I need funds qui...

5
My daughter was getting married and I need funds quickly... PayPal credit came to the rescue quickly and the whole process was straightforward with outstanding service Reviewed on: 4th June 2024

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