Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177987 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (178000)

Great service, easy to use and reliable and trustwor...

Great service, easy to use and reliable and trustworthy Reviewed on: 13th June 2026

Paypal is one of the best digital payment system all...

Paypal is one of the best digital payment system all over the world. Reviewed on: 13th June 2026

I always think paypal credit is good to build up for...

I always think paypal credit is good to build up for anyone's credit score. and if your low on money from one week and want to pay it off the week after or even 3 months after your not noticing it out of your account all the time Reviewed on: 13th June 2026

Very useful finance company and give more time to pa...

Very useful finance company and give more time to pay without interest Reviewed on: 13th June 2026

I rate this app 5 stars, best experience!

I have used PayPal credit for years now and always had the best experience. It’s reliable, fair and a convenient app that I highly recommend to all. I would rather use this than any other credit company. Reviewed on: 13th June 2026

Thanks for everything

Thanks for everything! You are so supportive Reviewed on: 13th June 2026

Pay Pal helps me manage my finances by spreading the...

Pay Pal helps me manage my finances by spreading the cost of purchases over time with no extra fees. This helps me stay in control of what I am spending. Reviewed on: 13th June 2026

Its very realiable and efficiant

Its very realiable and efficiant Reviewed on: 13th June 2026

I have used PayPal Credit since 2022 and it's been g...

I have used PayPal Credit since 2022 and it's been great. I had been a PayPal user before and I can say I have enjoyed their PayPal Credit service. Reviewed on: 13th June 2026

PayPal has been my go to for online shopping for man...

PayPal has been my go to for online shopping for many years now. Especially when purchasing online. PayPal credit has been a great help being able to pay for items interest free for a certain period of time has been great and allowed me to make purchases without having to worry about a big payment immediately Reviewed on: 13th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98907 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub