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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177927)

PayPal is accessible and using the app is easy.

5
PayPal is accessible and using the app is easy. Reviewed on: 12th June 2026

Seamless PayPal Credit Process

5
Seamless process of applying for PayPal credit whilst purchasing a new phone. There was another credit company that failed to provide adequate finance despite me having over 1000 point of Experian credit score. Can't fault PayPal. Reviewed on: 12th June 2026

If ive ever had a problem and when ive rung up they...

4
If ive ever had a problem and when ive rung up they have managed to sort it out straight away for me Reviewed on: 12th June 2026

5 stars!

5
Great product and service, couldnt ask for more Reviewed on: 12th June 2026

Easy to use and very simple a mist have for people w...

5
Easy to use and very simple a mist have for people with busy lives and need that PayPal credit help Reviewed on: 12th June 2026

PayPal is my go to for making payments that are safe...

5
PayPal is my go to for making payments that are safe and secure. I know that my money is protected and if there is a discrepancy I am covered Reviewed on: 12th June 2026

Absolutely great , never had an issues with PayPal o...

4
Absolutely great , never had an issues with PayPal or PayPal credit. It's great and handy. Reviewed on: 12th June 2026

Always easy to use, I like pay in 3

5
Always easy to use, I like pay in 3 Reviewed on: 12th June 2026

You can trust PayPal

5
Paypal ensures that you can buy with confidence and the finance records are clear, accessible and accurate. I feel confident in recommending PayPal to anyone such as their financial competence. Reviewed on: 12th June 2026

PayPal is a safe and easy way to pay

5
PayPal is a safe and easy way to pay Reviewed on: 12th June 2026

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