Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58232 reviews)

View other PayPal products

4.91

Based on 58,232 reviews, last reviewed 10th Apr 2026

684800% increase in 5 star reviews

in the past 90 days

2100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Really good service, fast response for any disputes Really good service, fast response for any disputes Reviewed on: 10th April 2026

Latest lowest rating:

1

I have been trying to get a refund since December fr... I have been trying to get a refund since December from Debenhams which I paid with PayPal I sent all items back as the came in a mess and I spoke to D... Read more Reviewed on: 9th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (58232)

Credit limit increases

I am satisfied with the service PayPal provides. My only issue is there is no option to apply for Credit limit increases. Credit limit increases are only initiated by PayPal and no option for user to apply. Reviewed on: 4th June 2024

Always easy to use PayPal wherever I am in the World.

Always easy to use PayPal wherever I am in the World. Accepted by so many sellers. Reviewed on: 4th June 2024

My daughter was getting married and I need funds qui...

My daughter was getting married and I need funds quickly... PayPal credit came to the rescue quickly and the whole process was straightforward with outstanding service Reviewed on: 4th June 2024

Very good service.

Very good service. I'm happy using PayPal credit. No very big many need pay every month. Reviewed on: 4th June 2024

You’re missing out if you don’t use PayPal.

Efficiently and effectively manages how I spend my money, I can use the credit service to purchase then pay it off in four months. It’s been an absolute game changer. Reviewed on: 4th June 2024

I have PayPal more than 14 years I have a highest cr...

I have PayPal more than 14 years I have a highest credit limit ever Reviewed on: 4th June 2024

You can have flexible payments with Paypal Credit wh...

You can have flexible payments with Paypal Credit which is suitable for everyone. Reviewed on: 4th June 2024

Easy to use, display easy to follow

Easy to use, display easy to follow Reviewed on: 4th June 2024

PayPal is a great service!

PayPal is a great service!!! Reliable, trustworthy and great customer service. Reviewed on: 4th June 2024

5 stars goods if they don’t take PayPal...

I just won’t pay for goods if they don’t take PayPal I love that they stand by all my purchases Reviewed on: 4th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from V12 Retail Finance 4.71 from 25 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 32603 reviews
Payments
from PayPal 4.92 from 3664 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub