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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58239 reviews)

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4.91

Based on 58,239 reviews, last reviewed 10th Apr 2026

685500% increase in 5 star reviews

in the past 90 days

2100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal review The PayPal credit account is great and is very useful. It is a great tool to help finance purchases and increase their affordability as well as giving... Read more Reviewed on: 10th April 2026

Latest lowest rating:

1

I have been trying to get a refund since December fr... I have been trying to get a refund since December from Debenhams which I paid with PayPal I sent all items back as the came in a mess and I spoke to D... Read more Reviewed on: 9th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58239)

Very good service.

Very good service. I'm happy using PayPal credit. No very big many need pay every month. Reviewed on: 4th June 2024

You’re missing out if you don’t use PayPal.

Efficiently and effectively manages how I spend my money, I can use the credit service to purchase then pay it off in four months. It’s been an absolute game changer. Reviewed on: 4th June 2024

I have PayPal more than 14 years I have a highest cr...

I have PayPal more than 14 years I have a highest credit limit ever Reviewed on: 4th June 2024

You can have flexible payments with Paypal Credit wh...

You can have flexible payments with Paypal Credit which is suitable for everyone. Reviewed on: 4th June 2024

Easy to use, display easy to follow

Easy to use, display easy to follow Reviewed on: 4th June 2024

PayPal is a great service!

PayPal is a great service!!! Reliable, trustworthy and great customer service. Reviewed on: 4th June 2024

5 stars goods if they don’t take PayPal...

I just won’t pay for goods if they don’t take PayPal I love that they stand by all my purchases Reviewed on: 4th June 2024

I love PayPal credit, it gives me freedom of choice...

I love PayPal credit, it gives me freedom of choice but I do get confused with the statement screen. I would like to know how much I owe on each thing I’ve bought, not just up until the interest period is over. Reviewed on: 4th June 2024

Great option to budget for large purchases

Great option to budget for large purchases Reviewed on: 4th June 2024

Easy to use and always handy to have.

Easy to use and always handy to have. Reviewed on: 4th June 2024

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