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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180816 reviews)

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4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180816)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have never had a major issue with PayPal

I have never had a major issue with PayPal overall so there is no negative review I can give. Reviewed on: 11th July 2026

Very Impressed

Very very easy to use. Repayments so easy to pay plus easy to pay more than minimum or the whole balance. Means I can order items before I get paid if I don’t want to use a regular credit card. Reviewed on: 11th July 2026

Pleasant experience

Pleasant, customer service quickly work to resolve issues. Rates are decent for transferring across different currencies. Reviewed on: 11th July 2026

I've been using PayPal for a very long time and I do...

I've been using PayPal for a very long time and I don't know what I'll do without this option. Reviewed on: 11th July 2026

Easy to set up credit payments

App is easy to used and set up preferred payment method. I can have my four payment method securely stored and select the appropriate card for a specific retailer. Credit payments are easy to set up with reminders about due payment it provides flexibility when purchasing online Reviewed on: 11th July 2026

Trustworthy source of payments you know it’s not fra...

Trustworthy source of payments you know it’s not fraudulent Reviewed on: 11th July 2026

Good service.

Good service. Easy to use. I would recommend. Reviewed on: 11th July 2026

Great service

Always great service, never experienced any difficulties. App easy to navigate. Reviewed on: 11th July 2026

I use paypal for a lot of purchases and have always...

I use paypal for a lot of purchases and have always been happy with it. Reviewed on: 11th July 2026

Easy to use, great payment options..

PayPal is easy to use and has great options such as pay-in-three or 4 months interest free credit as well as pay now. Also, with PayPal plus you can earn points which, when you reach a high enough level, turn into a credit which can be used against a future purchase. I feel PayPal offers security too in case of any problems with a purchase. Reviewed on: 11th July 2026

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