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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Everything works as it should only sometimes it refu...

Everything works as it should only sometimes it refuses to apply credit but works most of the time Reviewed on: 11th July 2026

All good.

All good. Never had an issue but where things have been poor from sellers, PayPal were on it Reviewed on: 11th July 2026

Best app managing money - credit limit increases ove...

Best app managing money - credit limit increases overtime , new card system Reviewed on: 11th July 2026

Good shout...

Never had a problem... Always a quick turn around and easy to use Reviewed on: 11th July 2026

great service .

great service . good value . easy to use app and website . easily explain transections Reviewed on: 11th July 2026

I feel like safe when I bought by PayPal...

I feel like safe when I bought by PayPal Reviewed on: 11th July 2026

Easy process and quick decision.

Easy process and quick decision. I was impressed with the whole process Reviewed on: 11th July 2026

I've always found PayPal amazing, safe and easy to use.

I've always found PayPal amazing, safe and easy to use.i also feel often it is my preferred method of payment often especially with the option to pay later. Or 0% for a period of 4 months generally. It certainly helps support when cash flow is tight Reviewed on: 11th July 2026

Simple, nice, and quick

It was easy to set up and use, it gave me a good amount of time to pay back the purchase in separate payments. And customer service was nice and very helpful when needed. Reviewed on: 11th July 2026

Fast and efficient!

Fast and efficient. Met my requirements.accessible and convenient Reviewed on: 11th July 2026

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